Home Bank and Trust Company
Eureka, KS
IDRSSD: 840251
Total Assets
$184.95M
Latest filing
Total Deposits
$169.14M
Latest filing
Net Interest Margin
3.92%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101102289EUREKA, KS
Key People
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Locations
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Main Office
Home Bank and Trust Company
217 N Main St
Eureka, KS 67045
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/04/1904FDIC Certificate 3098
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Home Bank and Trust Company (Main) | 217 N Main St | Eureka, KS |
| HOME II BRANCH | 101 S Main St | Eureka, KS |
| CLEARWATER BRANCH | 741 N 4th St | Clearwater, KS |
| 10421 WEST CENTRAL BRANCH | 10421 W Central Ave | Wichita, KS |
| EAST WICHITA BRANCH | 1409 N Greenwich Rd | Wichita, KS |
| SEVERY BRANCH | 201 N Kansas Ave | Severy, KS |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/04/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67045 |
| State and County Number | 20073 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.homebank-trust.com |
| Data Updated | 01/30/2026 |
| CERT | 4664 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $184.95M |
| Total Deposits | $169.14M |
| Total Liabilities | $170.70M |
| Total Equity Capital | $14.25M |
| Net Income | $514.00k |
| Net Loans and Leases | $133.14M |
| Assets Per Employee ($Millions) | $5.97M |
| Bank Premises and Fixed Assets | $2.91M |
| Cash and Balances due from Depository Institutions | $30.81M |
| Deposits Held in Domestic Offices | $169.14M |
Key Performance Ratios
| Return on Assets (ROA) | 1.12% |
| Return on Equity (ROE) | 14.44% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 69.51% |
| Tier 1 Risk-Based Capital Ratio | 11.228% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.705% |
| Earning Assets to total Assets | 94.33% |
Income and Expense
| Total Interest Income | $2.66M |
| Total Noninterest Income | $301.00k |
| Total Interest Expense | $967.00k |
| Total Noninterest Expense | $1.38M |
| Net Interest Income | $1.69M |
| Pre-tax Net Operating Income | $543.00k |
| Provision for Credit Losses | $64.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.83M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.56M |
| Total Liabilities and Capital | $184.95M |
Securities
| Securities | $8.03M |
| Available-for-sale debt securities | $8.03M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Home Bank and Trust Company?
$184.95M as of the latest filing.
How much are Home Bank and Trust Company's total deposits?
$169.14M in total deposits.
Where is Home Bank and Trust Company located?
Eureka, KS.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
6.
When was it established?
08/04/1904.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$133.14M (latest filing).
What is the total interest income (latest filing)?
$2.66M.