The Valley State Bank
Belle Plaine, KS
IDRSSD: 1005552
Total Assets
$202.48M
Latest filing
Total Deposits
$175.36M
Latest filing
Net Interest Margin
4.18%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101104164BELLE PLAINE, KS
Key People
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Locations
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Main Office
The Valley State Bank
502 N Merchant St
Belle Plaine, KS 67013
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/01/1897FDIC Certificate 9432
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Valley State Bank (Main) | 502 N Merchant St | Belle Plaine, KS |
| WICHITA BRANCH | 5310 S Broadway Ave | Wichita, KS |
| DERBY BRANCH | 330 E Madison Ave | Derby, KS |
| CAMPUS BRANCH | 2100 W 55th St S | Wichita, KS |
| THE VALLEY STATE BANK - WICHITA BRANCH | 12555 E 21st St N | Wichita, KS |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1897 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67013 |
| State and County Number | 20191 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Wichita, KS |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/28/1935 |
| Primary Insurance Agency | DIF |
| Website | www.valleystatebank.com |
| Data Updated | 04/10/2026 |
| CERT | 15038 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $202.48M |
| Total Deposits | $175.36M |
| Total Liabilities | $179.53M |
| Total Equity Capital | $22.96M |
| Net Income | $360.00k |
| Net Loans and Leases | $107.91M |
| Assets Per Employee ($Millions) | $5.62M |
| Bank Premises and Fixed Assets | $2.48M |
| Cash and Balances due from Depository Institutions | $11.60M |
| Deposits Held in Domestic Offices | $175.36M |
Key Performance Ratios
| Return on Assets (ROA) | 0.72% |
| Return on Equity (ROE) | 6.29% |
| Net Interest Margin | 4.18% |
| Efficiency Ratio | 68.48% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.42% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.338% |
| Earning Assets to total Assets | 95.76% |
Income and Expense
| Total Interest Income | $2.67M |
| Total Noninterest Income | $137.00k |
| Total Interest Expense | $679.00k |
| Total Noninterest Expense | $1.46M |
| Net Interest Income | $1.99M |
| Pre-tax Net Operating Income | $463.00k |
| Provision for Credit Losses | $208.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $68.00k |
| Other borrowed funds | $1.75M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.42M |
| Total Liabilities and Capital | $202.48M |
Securities
| Securities | $78.25M |
| Available-for-sale debt securities | $78.25M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Valley State Bank?
$202.48M as of the latest filing.
How much are The Valley State Bank's total deposits?
$175.36M in total deposits.
Where is The Valley State Bank located?
Belle Plaine, KS.
What is the Net Interest Margin?
4.18%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1897.
What is the Return on Assets (ROA)?
0.72%.
How much are total loans and leases?
$107.91M (latest filing).
What is the total interest income (latest filing)?
$2.67M.