The Valley State Bank
Belle Plaine, KS
IDRSSD: 1005552
Total Assets
$195.23M
Latest filing
Total Deposits
$166.31M
Latest filing
Net Interest Margin
4.39%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101104164BELLE PLAINE, KS
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
The Valley State Bank
502 N Merchant St
Belle Plaine, KS 67013
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1897FDIC Certificate 9432
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Valley State Bank (Main) | 502 N Merchant St | Belle Plaine, KS |
| WICHITA BRANCH | 5310 S Broadway Ave | Wichita, KS |
| DERBY BRANCH | 330 E Madison Ave | Derby, KS |
| CAMPUS BRANCH | 2100 W 55th St S | Wichita, KS |
| THE VALLEY STATE BANK - WICHITA BRANCH | 12555 E 21st St N | Wichita, KS |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Community Bank
Topeka, Kansas
→
Assets: $192.38MΔ -0.4%
TriCentury Bank
De Soto, Kansas
→
Assets: $192.19MΔ -0.5%
Citizens Federal Savings Bank
Leavenworth, Kansas
→
Assets: $192.10MΔ -0.5%
Bankers' Bank of Kansas
Wichita, Kansas
→
Assets: $196.55MΔ +1.8%
Union State Bank
Clay Center, Kansas
→
Assets: $198.13MΔ +2.6%
Halstead Bank
Halstead, Kansas
→
Assets: $198.16MΔ +2.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1897 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67013 |
| State and County Number | 20191 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Wichita, KS |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/28/1935 |
| Primary Insurance Agency | DIF |
| Website | www.valleystatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 15038 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $195.23M |
| Total Deposits | $166.31M |
| Total Liabilities | $172.43M |
| Total Equity Capital | $22.80M |
| Net Income | $284.00k |
| Net Loans and Leases | $110.45M |
| Assets Per Employee ($Millions) | $5.42M |
| Bank Premises and Fixed Assets | $2.52M |
| Cash and Balances due from Depository Institutions | $9.95M |
| Deposits Held in Domestic Offices | $166.31M |
Key Performance Ratios
| Return on Assets (ROA) | 0.59% |
| Return on Equity (ROE) | 4.98% |
| Net Interest Margin | 4.39% |
| Efficiency Ratio | 64.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.85% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.681% |
| Earning Assets to total Assets | 96.13% |
Income and Expense
| Total Interest Income | $2.70M |
| Total Noninterest Income | $172.00k |
| Total Interest Expense | $660.00k |
| Total Noninterest Expense | $1.43M |
| Net Interest Income | $2.04M |
| Pre-tax Net Operating Income | $362.00k |
| Provision for Credit Losses | $415.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.94M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.18M |
| Total Liabilities and Capital | $195.23M |
Securities
| Securities | $70.27M |
| Available-for-sale debt securities | $70.27M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Valley State Bank?
$195.23M as of the latest filing.
How much are The Valley State Bank's total deposits?
$166.31M in total deposits.
Where is The Valley State Bank located?
Belle Plaine, KS.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1897.
What is the Return on Assets (ROA)?
0.59%.
How much are total loans and leases?
$110.45M (latest filing).
What is the total interest income (latest filing)?
$2.70M.