Kentucky Farmers Bank Corporation
Catlettsburg, KY
IDRSSD: 683814
Total Assets
$331.21M
Latest filing
Total Deposits
$278.70M
Latest filing
Net Interest Margin
4.48%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Kentucky Farmers Bank Corporation
2500 Broadway St
Catlettsburg, KY 41129
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1931FDIC Certificate 214
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Kentucky Farmers Bank Corporation (Main) | 2500 Broadway St | Catlettsburg, KY |
| SUBURBAN BRANCH | 6313 Us Route 60 | Ashland, KY |
| LOUISA COMMUNITY BANK BRANCH | 4393 Highway 2565 | Louisa, KY |
| ASHLAND OFFICE BRANCH | 835 Carter Ave | Ashland, KY |
| WHEELERSBURG BRANCH | 207 Center Street | Wheelersburg, OH |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 41129 |
| State and County Number | 21019 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Huntington-Ashland, WV-KY-OH |
Operational Info
| Number of Employees | 70 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.kfb.bank |
| Data Updated | 01/30/2026 |
| CERT | 267 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $331.21M |
| Total Deposits | $278.70M |
| Total Liabilities | $280.00M |
| Total Equity Capital | $51.21M |
| Net Income | $1.85M |
| Net Loans and Leases | $166.19M |
| Assets Per Employee ($Millions) | $4.8M |
| Bank Premises and Fixed Assets | $6.96M |
| Cash and Balances due from Depository Institutions | $31.86M |
| Deposits Held in Domestic Offices | $278.70M |
Key Performance Ratios
| Return on Assets (ROA) | 2.3% |
| Return on Equity (ROE) | 14.78% |
| Net Interest Margin | 4.48% |
| Efficiency Ratio | 56.56% |
| Tier 1 Risk-Based Capital Ratio | 27.61% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.461% |
| Earning Assets to total Assets | 94.57% |
Income and Expense
| Total Interest Income | $4.41M |
| Total Noninterest Income | $841.00k |
| Total Interest Expense | $1.02M |
| Total Noninterest Expense | $2.39M |
| Net Interest Income | $3.39M |
| Pre-tax Net Operating Income | $1.69M |
| Provision for Credit Losses | $148.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $119.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.80M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.29M |
| Total Liabilities and Capital | $331.21M |
Securities
| Securities | $116.92M |
| Available-for-sale debt securities | $116.92M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kentucky Farmers Bank Corporation?
$331.21M as of the latest filing.
How much are Kentucky Farmers Bank Corporation's total deposits?
$278.70M in total deposits.
Where is Kentucky Farmers Bank Corporation located?
Catlettsburg, KY.
What is the Net Interest Margin?
4.48%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1931.
What is the Return on Assets (ROA)?
2.3%.
How much are total loans and leases?
$166.19M (latest filing).
What is the total interest income (latest filing)?
$4.41M.