The Farmers Bank of Milton
Milton, KY
IDRSSD: 265340
Total Assets
$312.86M
Latest filing
Total Deposits
$255.36M
Latest filing
Net Interest Margin
3.13%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Farmers Bank of Milton
41 Ferry St
Milton, KY 40045
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 7724
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Farmers Bank of Milton (Main) | 41 Ferry St | Milton, KY |
| CARROLLTON BRANCH | 1935 Highway 227 | Carrollton, KY |
| LAGRANGE BRANCH | 2007 S Highway 53 | La Grange, KY |
| MADISON IN BRANCH | 133 Clifty Dr | Madison, IN |
| CRESTWOOD BRANCH | 6401 Claymont Xing | Crestwood, KY |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40045 |
| State and County Number | 21223 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | fbmilton.com |
| Data Updated | 01/30/2026 |
| CERT | 12163 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $312.86M |
| Total Deposits | $255.36M |
| Total Liabilities | $283.46M |
| Total Equity Capital | $29.39M |
| Net Income | $703.00k |
| Net Loans and Leases | $210.78M |
| Assets Per Employee ($Millions) | $6.38M |
| Bank Premises and Fixed Assets | $4.23M |
| Cash and Balances due from Depository Institutions | $4.44M |
| Deposits Held in Domestic Offices | $255.36M |
Key Performance Ratios
| Return on Assets (ROA) | 0.9% |
| Return on Equity (ROE) | 9.81% |
| Net Interest Margin | 3.13% |
| Efficiency Ratio | 71.27% |
| Tier 1 Risk-Based Capital Ratio | 18.676% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.396% |
| Earning Assets to total Assets | 93.27% |
Income and Expense
| Total Interest Income | $3.87M |
| Total Noninterest Income | $236.00k |
| Total Interest Expense | $1.60M |
| Total Noninterest Expense | $1.78M |
| Net Interest Income | $2.27M |
| Pre-tax Net Operating Income | $719.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $27.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.08M |
| Federal Funds Purchased and Repurchased Agreement | $77.00k |
| All Other Liabilities | $526.00k |
| Total Liabilities and Capital | $312.86M |
Securities
| Securities | $77.93M |
| Available-for-sale debt securities | $77.93M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers Bank of Milton?
$312.86M as of the latest filing.
How much are The Farmers Bank of Milton's total deposits?
$255.36M in total deposits.
Where is The Farmers Bank of Milton located?
Milton, KY.
What is the Net Interest Margin?
3.13%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$210.78M (latest filing).
What is the total interest income (latest filing)?
$3.87M.