Bank of Edmonson County
Brownsville, KY
IDRSSD: 903240
Total Assets
$285.20M
Latest filing
Total Deposits
$248.83M
Latest filing
Net Interest Margin
3.71%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Edmonson County
109 S Main St
Brownsville, KY 42210
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1925FDIC Certificate 239
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Edmonson County (Main) | 109 S Main St | Brownsville, KY |
| BOEC BRANCH OFFICE BRANCH | 6780 Louisville Rd | Bowling Green, KY |
| SMITHS GROVE BRANCH | 156 S Main St | Smiths Grove, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42210 |
| State and County Number | 21061 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Bowling Green, KY |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofedmonson.com |
| Data Updated | 11/14/2025 |
| CERT | 296 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $285.20M |
| Total Deposits | $248.83M |
| Total Liabilities | $260.11M |
| Total Equity Capital | $25.08M |
| Net Income | $1.12M |
| Net Loans and Leases | $196.22M |
| Assets Per Employee ($Millions) | $6.63M |
| Bank Premises and Fixed Assets | $5.68M |
| Cash and Balances due from Depository Institutions | $6.16M |
| Deposits Held in Domestic Offices | $248.83M |
Key Performance Ratios
| Return on Assets (ROA) | 1.57% |
| Return on Equity (ROE) | 18.22% |
| Net Interest Margin | 3.71% |
| Efficiency Ratio | 58.71% |
| Tier 1 Risk-Based Capital Ratio | 16.52% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.795% |
| Earning Assets to total Assets | 94.58% |
Income and Expense
| Total Interest Income | $3.85M |
| Total Noninterest Income | $318.00k |
| Total Interest Expense | $1.35M |
| Total Noninterest Expense | $1.65M |
| Net Interest Income | $2.50M |
| Pre-tax Net Operating Income | $1.16M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.43M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.18M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.86M |
| Total Liabilities and Capital | $285.20M |
Securities
| Securities | $67.17M |
| Available-for-sale debt securities | $67.17M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Edmonson County?
$285.20M as of the latest filing.
How much are Bank of Edmonson County's total deposits?
$248.83M in total deposits.
Where is Bank of Edmonson County located?
Brownsville, KY.
What is the Net Interest Margin?
3.71%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
1.57%.
How much are total loans and leases?
$196.22M (latest filing).
What is the total interest income (latest filing)?
$3.85M.