Kentucky Farmers Bank Corporation
Catlettsburg, KY
IDRSSD: 683814
Total Assets
$311.56M
Latest filing
Total Deposits
$261.29M
Latest filing
Net Interest Margin
4.42%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Kentucky Farmers Bank Corporation
2500 Broadway St
Catlettsburg, KY 41129
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1931FDIC Certificate 214
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Kentucky Farmers Bank Corporation (Main) | 2500 Broadway St | Catlettsburg, KY |
| SUBURBAN BRANCH | 6313 Us Route 60 | Ashland, KY |
| LOUISA COMMUNITY BANK BRANCH | 4393 Highway 2565 | Louisa, KY |
| ASHLAND OFFICE BRANCH | 835 Carter Ave | Ashland, KY |
| WHEELERSBURG BRANCH | 207 Center Street | Wheelersburg, OH |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 41129 |
| State and County Number | 21019 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Huntington-Ashland, WV-KY-OH |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.kfb.bank |
| Data Updated | 11/14/2025 |
| CERT | 267 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $311.56M |
| Total Deposits | $261.29M |
| Total Liabilities | $262.65M |
| Total Equity Capital | $48.91M |
| Net Income | $1.57M |
| Net Loans and Leases | $161.03M |
| Assets Per Employee ($Millions) | $4.45M |
| Bank Premises and Fixed Assets | $7.03M |
| Cash and Balances due from Depository Institutions | $20.32M |
| Deposits Held in Domestic Offices | $261.29M |
Key Performance Ratios
| Return on Assets (ROA) | 2.03% |
| Return on Equity (ROE) | 13.37% |
| Net Interest Margin | 4.42% |
| Efficiency Ratio | 59.24% |
| Tier 1 Risk-Based Capital Ratio | 26.838% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.699% |
| Earning Assets to total Assets | 93.62% |
Income and Expense
| Total Interest Income | $4.19M |
| Total Noninterest Income | $644.00k |
| Total Interest Expense | $990.00k |
| Total Noninterest Expense | $2.28M |
| Net Interest Income | $3.20M |
| Pre-tax Net Operating Income | $1.55M |
| Provision for Credit Losses | $13.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $118.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $462.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.36M |
| Total Liabilities and Capital | $311.56M |
Securities
| Securities | $116.32M |
| Available-for-sale debt securities | $116.32M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kentucky Farmers Bank Corporation?
$311.56M as of the latest filing.
How much are Kentucky Farmers Bank Corporation's total deposits?
$261.29M in total deposits.
Where is Kentucky Farmers Bank Corporation located?
Catlettsburg, KY.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1931.
What is the Return on Assets (ROA)?
2.03%.
How much are total loans and leases?
$161.03M (latest filing).
What is the total interest income (latest filing)?
$4.19M.