Visbanking Logo

The Farmers Bank

Nicholasville, KY
IDRSSD: 485214
Total Assets
$245.84M
Latest filing
Total Deposits
$216.03M
Latest filing
Net Interest Margin
3.57%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Taylor County Bank
Campbellsville, Kentucky
→
Assets: $245.62MΔ -0.0%
Citizens Bank
Mount Vernon, Kentucky
→
Assets: $242.74MΔ -1.2%
The Commercial Bank of Grayson
Grayson, Kentucky
→
Assets: $240.09MΔ -2.3%
FIRST NATIONAL BANK OF KENTUCKY
Carrollton, Kentucky
→
Assets: $233.27MΔ -5.0%
Bank of Jamestown
Jamestown, Kentucky
→
Assets: $258.53MΔ +5.3%
The First National Bank of Manchester
Manchester, Kentucky
→
Assets: $229.13MΔ -6.7%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP40356
State and County Number21113
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameLexington-Fayette, KY

Operational Info

Number of Employees32
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/30/1934
Primary Insurance AgencyDIF
Websitewww.MyFarmersBank.net
Data Updated11/14/2025
CERT14894
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$245.84M
Total Deposits$216.03M
Total Liabilities$218.39M
Total Equity Capital$27.45M
Net Income$631.00k
Net Loans and Leases$178.71M
Assets Per Employee ($Millions)$7.68M
Bank Premises and Fixed Assets$2.97M
Cash and Balances due from Depository Institutions$15.31M
Deposits Held in Domestic Offices$216.03M

Key Performance Ratios

Return on Assets (ROA)1.03%
Return on Equity (ROE)9.33%
Net Interest Margin3.57%
Efficiency Ratio62.82%
Tier 1 Risk-Based Capital Ratio17.971%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.165%
Earning Assets to total Assets96.69%

Income and Expense

Total Interest Income$3.22M
Total Noninterest Income$246.00k
Total Interest Expense$1.11M
Total Noninterest Expense$1.48M
Net Interest Income$2.11M
Pre-tax Net Operating Income$817.00k
Provision for Credit Losses$60.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.43M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.36M
Total Liabilities and Capital$245.84M

Securities

Securities$44.96M
Available-for-sale debt securities$20.18M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$24.78M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Farmers Bank?
$245.84M as of the latest filing.
How much are The Farmers Bank's total deposits?
$216.03M in total deposits.
Where is The Farmers Bank located?
Nicholasville, KY.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$178.71M (latest filing).
What is the total interest income (latest filing)?
$3.22M.