Hometown Bank of Corbin, Inc.
Corbin, KY
IDRSSD: 2897633
Total Assets
$299.79M
Latest filing
Total Deposits
$259.75M
Latest filing
Net Interest Margin
3.74%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Hometown Bank of Corbin, Inc.
1030 Cumberland Falls Hwy
Corbin, KY 40701
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/03/2000FDIC Certificate 80233
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Hometown Bank of Corbin, Inc. (Main) | 1030 Cumberland Falls Hwy | Corbin, KY |
| MASTER STREET BRANCH | 501 Master St | Corbin, KY |
| OAK GROVE BRANCH | 3779 Cumberland Falls Hwy | Corbin, KY |
| LONDON BRANCH | 1506 W 5th St | London, KY |
| BARBOURVILLE BRANCH | 238 Cumberland Ave | Barbourville, KY |
| WILLIAMSBURG BANKING CENTER BRANCH | 980 S Highway 25 W | Williamsburg, KY |
| LONDON NORTH BANKING CENTER BRANCH | 1705 N Main St | London, KY |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/03/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40701 |
| State and County Number | 21235 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | London, KY |
Operational Info
| Number of Employees | 74 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/03/2000 |
| Primary Insurance Agency | DIF |
| Website | www.ahometownbank.com |
| Data Updated | 01/30/2026 |
| CERT | 35455 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $299.79M |
| Total Deposits | $259.75M |
| Total Liabilities | $279.97M |
| Total Equity Capital | $19.82M |
| Net Income | $615.00k |
| Net Loans and Leases | $182.88M |
| Assets Per Employee ($Millions) | $4.11M |
| Bank Premises and Fixed Assets | $5.08M |
| Cash and Balances due from Depository Institutions | $14.34M |
| Deposits Held in Domestic Offices | $259.75M |
Key Performance Ratios
| Return on Assets (ROA) | 0.82% |
| Return on Equity (ROE) | 12.73% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 75.81% |
| Tier 1 Risk-Based Capital Ratio | 12.193% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.611% |
| Earning Assets to total Assets | 93.67% |
Income and Expense
| Total Interest Income | $3.52M |
| Total Noninterest Income | $898.00k |
| Total Interest Expense | $908.00k |
| Total Noninterest Expense | $2.66M |
| Net Interest Income | $2.61M |
| Pre-tax Net Operating Income | $755.00k |
| Provision for Credit Losses | $94.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.25M |
| Federal Funds Sold & Reverse Repurchase Agreement | $400.00k |
| Federal Funds Purchased and Repurchased Agreement | $12.73M |
| All Other Liabilities | $1.25M |
| Total Liabilities and Capital | $299.79M |
Securities
| Securities | $86.67M |
| Available-for-sale debt securities | $86.67M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Hometown Bank of Corbin, Inc.?
$299.79M as of the latest filing.
How much are Hometown Bank of Corbin, Inc.'s total deposits?
$259.75M in total deposits.
Where is Hometown Bank of Corbin, Inc. located?
Corbin, KY.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
7.
When was it established?
04/03/2000.
What is the Return on Assets (ROA)?
0.82%.
How much are total loans and leases?
$182.88M (latest filing).
What is the total interest income (latest filing)?
$3.52M.