Jonestown Bank and Trust Company, of Jonestown, Pennsylvania

Jonestown, PA
IDRSSD: 653611
Total Assets
$988.72M
Latest filing
Total Deposits
$832.72M
Latest filing
Net Interest Margin
4.26%
Profitability

Key People

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Locations

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Main Office
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania
2 W Market St
Jonestown, PA 17038
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1873FDIC Certificate 6851

Branches (13)

Page 1 of 2
NameAddressCity / State
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania (Main)2 W Market StJonestown, PA
GRANTVILLE BRANCH10103 Jonestown RdGrantville, PA
NORTH LEBANON TOWNSHIP DRIVE THRU BRANCH1725 Route 72Lebanon, PA
LEBANON OFFICE BRANCH122 Bowman StLebanon, PA
NEWMANSTOWN BRANCH25 E Main StNewmanstown, PA
EAST PENN AVENUE BRANCH421 E Penn AveCleona, PA
QUENTIN ROAD BRANCH1765 Quentin RdLebanon, PA
NORTHSIDE COMMONS BRANCH101 Northside CmnsPalmyra, PA
Showing 7 of 13

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1873
Community BankYes
Ownership TypeNot Mutual
ZIP17038
State and County Number42075
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameLebanon, PA

Operational Info

Number of Employees158
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.jbt.bank
Data Updated01/30/2026
CERT10677
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$988.72M
Total Deposits$832.72M
Total Liabilities$890.38M
Total Equity Capital$98.34M
Net Income$2.97M
Net Loans and Leases$804.77M
Assets Per Employee ($Millions)$6.3M
Bank Premises and Fixed Assets$9.41M
Cash and Balances due from Depository Institutions$93.97M
Deposits Held in Domestic Offices$832.72M

Key Performance Ratios

Return on Assets (ROA)1.21%
Return on Equity (ROE)12.26%
Net Interest Margin4.26%
Efficiency Ratio59.2%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.38%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.946%
Earning Assets to total Assets94.31%

Income and Expense

Total Interest Income$13.70M
Total Noninterest Income$1.50M
Total Interest Expense$3.81M
Total Noninterest Expense$6.74M
Net Interest Income$9.88M
Pre-tax Net Operating Income$3.70M
Provision for Credit Losses$940.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$48.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.66M
Total Liabilities and Capital$988.72M

Securities

Securities$49.49M
Available-for-sale debt securities$49.49M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Jonestown Bank and Trust Company, of Jonestown, Pennsylvania?
$988.72M as of the latest filing.
How much are Jonestown Bank and Trust Company, of Jonestown, Pennsylvania's total deposits?
$832.72M in total deposits.
Where is Jonestown Bank and Trust Company, of Jonestown, Pennsylvania located?
Jonestown, PA.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1873.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$804.77M (latest filing).
What is the total interest income (latest filing)?
$13.70M.