Century Bank of Kentucky, Inc.
Lawrenceburg, KY
IDRSSD: 2920287
Total Assets
$201.86M
Latest filing
Total Deposits
$183.73M
Latest filing
Net Interest Margin
4.41%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Century Bank of Kentucky, Inc.
201 W Woodford St
Lawrenceburg, KY 40342
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/05/2000FDIC Certificate 80228
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Century Bank of Kentucky, Inc. (Main) | 201 W Woodford St | Lawrenceburg, KY |
| WWW.CENTURYBANKDIRECT.COM BRANCH | 201 W Woodford St | Lawrenceburg, KY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/05/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40342 |
| State and County Number | 21005 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Frankfort, KY |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/05/2000 |
| Primary Insurance Agency | DIF |
| Website | http://www.centurybankky.com |
| Data Updated | 01/30/2026 |
| CERT | 35450 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $201.86M |
| Total Deposits | $183.73M |
| Total Liabilities | $184.01M |
| Total Equity Capital | $17.85M |
| Net Income | $1.35M |
| Net Loans and Leases | $138.67M |
| Assets Per Employee ($Millions) | $7.76M |
| Bank Premises and Fixed Assets | $1.68M |
| Cash and Balances due from Depository Institutions | $6.11M |
| Deposits Held in Domestic Offices | $183.73M |
Key Performance Ratios
| Return on Assets (ROA) | 2.69% |
| Return on Equity (ROE) | 30.5% |
| Net Interest Margin | 4.41% |
| Efficiency Ratio | 42.91% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.845% |
| Earning Assets to total Assets | 96.28% |
Income and Expense
| Total Interest Income | $2.98M |
| Total Noninterest Income | $240.00k |
| Total Interest Expense | $853.00k |
| Total Noninterest Expense | $1.02M |
| Net Interest Income | $2.13M |
| Pre-tax Net Operating Income | $1.35M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.42M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $274.00k |
| Total Liabilities and Capital | $201.86M |
Securities
| Securities | $48.21M |
| Available-for-sale debt securities | $48.21M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Century Bank of Kentucky, Inc.?
$201.86M as of the latest filing.
How much are Century Bank of Kentucky, Inc.'s total deposits?
$183.73M in total deposits.
Where is Century Bank of Kentucky, Inc. located?
Lawrenceburg, KY.
What is the Net Interest Margin?
4.41%.
How many domestic offices does it operate?
2.
When was it established?
07/05/2000.
What is the Return on Assets (ROA)?
2.69%.
How much are total loans and leases?
$138.67M (latest filing).
What is the total interest income (latest filing)?
$2.98M.