Industry State Bank
Industry, TX
IDRSSD: 733054
Total Assets
$641.20M
Latest filing
Total Deposits
$631.67M
Latest filing
Net Interest Margin
2.04%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1911 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 78944 |
| State and County Number | 48015 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 12506 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $641.20M |
| Total Deposits | $631.67M |
| Total Liabilities | $644.09M |
| Total Equity Capital | $-2,889,000 |
| Net Income | $1.15M |
| Net Loans and Leases | $179.51M |
| Assets Per Employee ($Millions) | $16.03M |
| Bank Premises and Fixed Assets | $5.45M |
| Cash and Balances due from Depository Institutions | $98.80M |
| Deposits Held in Domestic Offices | $631.67M |
Key Performance Ratios
| Return on Assets (ROA) | 0.69% |
| Return on Equity (ROE) | 2,471.16% |
| Net Interest Margin | 2.04% |
| Efficiency Ratio | 55.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | -0.451% |
| Earning Assets to total Assets | 93.7% |
Income and Expense
| Total Interest Income | $7.31M |
| Total Noninterest Income | $874.00k |
| Total Interest Expense | $4.12M |
| Total Noninterest Expense | $2.30M |
| Net Interest Income | $3.19M |
| Pre-tax Net Operating Income | $1.77M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.42M |
| Total Liabilities and Capital | $641.20M |
Securities
| Securities | $329.00M |
| Available-for-sale debt securities | $329.00M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Industry State Bank?
$641.20M as of the latest filing.
How much are Industry State Bank's total deposits?
$631.67M in total deposits.
Where is Industry State Bank located?
Industry, TX.
What is the Net Interest Margin?
2.04%.
How many domestic offices does it operate?
5.
When was it established?
06/01/1911.
What is the Return on Assets (ROA)?
0.69%.
How much are total loans and leases?
$179.51M (latest filing).
What is the total interest income (latest filing)?
$7.31M.