Idaho First Bank
Mccall, ID
IDRSSD: 3384952
Total Assets
$1.45B
Latest filing
Total Deposits
$1.32B
Latest filing
Net Interest Margin
2.95%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
124103838MCCALL, ID
Key People
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Locations
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Main Office
Idaho First Bank
475 E Deinhard Ln
Mccall, ID 83638
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/03/2005FDIC Certificate 439648
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Idaho First Bank (Main) | 475 E Deinhard Ln | Mccall, ID |
| 12TH & IDAHO BRANCH | 209 N 12th St | Boise, ID |
| NEW MEADOWS | 308 Virginia St | New Meadows, ID |
| EAGLE BRANCH | 560 S. State Street | Eagle, ID |
| KETCHUM BRANCH | 291 N Washington Avenue | Ketchum, ID |
| NAMPA BRANCH | 343 Caldwell Blvd | Nampa, ID |
| BEND BRANCH | 1002 Nw Bond St | Bend, OR |
| BEND LPO BRANCH | 1030 Nw Bond St | Bend, OR |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/03/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 83638 |
| State and County Number | 16085 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 87 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/03/2005 |
| Primary Insurance Agency | DIF |
| Website | http://www.idahofirstbank.com |
| Data Updated | 01/30/2026 |
| CERT | 58095 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.45B |
| Total Deposits | $1.32B |
| Total Liabilities | $1.32B |
| Total Equity Capital | $128.81M |
| Net Income | $2.32M |
| Net Loans and Leases | $798.16M |
| Assets Per Employee ($Millions) | $15.95M |
| Bank Premises and Fixed Assets | $9.18M |
| Cash and Balances due from Depository Institutions | $625.50M |
| Deposits Held in Domestic Offices | $1.32B |
Key Performance Ratios
| Return on Assets (ROA) | 0.69% |
| Return on Equity (ROE) | 7.52% |
| Net Interest Margin | 2.95% |
| Efficiency Ratio | 58.19% |
| Tier 1 Risk-Based Capital Ratio | 14.959% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.875% |
| Earning Assets to total Assets | 97.03% |
Income and Expense
| Total Interest Income | $17.50M |
| Total Noninterest Income | $331.00k |
| Total Interest Expense | $7.81M |
| Total Noninterest Expense | $5.83M |
| Net Interest Income | $9.69M |
| Pre-tax Net Operating Income | $3.13M |
| Provision for Credit Losses | $1.06M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.84M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.54M |
| Total Liabilities and Capital | $1.45B |
Securities
| Securities | $10.30M |
| Available-for-sale debt securities | $10.30M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Idaho First Bank?
$1.45B as of the latest filing.
How much are Idaho First Bank's total deposits?
$1.32B in total deposits.
Where is Idaho First Bank located?
Mccall, ID.
What is the Net Interest Margin?
2.95%.
How many domestic offices does it operate?
9.
When was it established?
10/03/2005.
What is the Return on Assets (ROA)?
0.69%.
How much are total loans and leases?
$798.16M (latest filing).
What is the total interest income (latest filing)?
$17.50M.