Twin River Bank

Lewiston, ID
IDRSSD: 427960
Total Assets
$158.43M
Latest filing
Total Deposits
$137.38M
Latest filing
Net Interest Margin
5.53%
Profitability

Locations

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Main Office
Twin River Bank
1507 G St
Lewiston, ID 83501
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/15/1979FDIC Certificate 16094

Branches (3)

Page 1 of 1
NameAddressCity / State
Twin River Bank (Main)1507 G StLewiston, ID
ASOTIN BRANCH201 2nd StreetAsotin, WA
ORCHARDS BRANCH3330 10th StLewiston, ID
CLARKSTON BRANCH900 5th StClarkston, WA
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/15/1979
Community BankYes
Ownership TypeNot Mutual
ZIP83501
State and County Number16069
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLewiston, ID-WA

Operational Info

Number of Employees30
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/15/1979
Primary Insurance AgencyDIF
Websitehttp://www.twinriver.bank
Data Updated11/14/2025
CERT22993
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$158.43M
Total Deposits$137.38M
Total Liabilities$137.98M
Total Equity Capital$20.45M
Net Income$1.25M
Net Loans and Leases$114.82M
Assets Per Employee ($Millions)$5.46M
Bank Premises and Fixed Assets$995.00k
Cash and Balances due from Depository Institutions$38.39M
Deposits Held in Domestic Offices$137.38M

Key Performance Ratios

Return on Assets (ROA)3.15%
Return on Equity (ROE)24.99%
Net Interest Margin5.53%
Efficiency Ratio42.35%
Tier 1 Risk-Based Capital Ratio18.441%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.906%
Earning Assets to total Assets97.08%

Income and Expense

Total Interest Income$2.69M
Total Noninterest Income$67.00k
Total Interest Expense$556.00k
Total Noninterest Expense$933.00k
Net Interest Income$2.14M
Pre-tax Net Operating Income$1.29M
Provision for Credit Losses$-21,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$205.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$63.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$599.00k
Total Liabilities and Capital$158.43M

Securities

Securities$3.00M
Available-for-sale debt securities$2.94M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$59.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Twin River Bank?
$158.43M as of the latest filing.
How much are Twin River Bank's total deposits?
$137.38M in total deposits.
Where is Twin River Bank located?
Lewiston, ID.
What is the Net Interest Margin?
5.53%.
How many domestic offices does it operate?
4.
When was it established?
11/15/1979.
What is the Return on Assets (ROA)?
3.15%.
How much are total loans and leases?
$114.82M (latest filing).
What is the total interest income (latest filing)?
$2.69M.