Idaho Trust Bank

Boise, ID
IDRSSD: 2753917
Total Assets
$233.48M
Latest filing
Total Deposits
$209.19M
Latest filing
Net Interest Margin
4.15%
Profitability

Locations

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Main Office
Idaho Trust Bank
888 W Broad St
Boise, ID 83702
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/30/1994FDIC Certificate 74682

Branches (1)

Page 1 of 1
NameAddressCity / State
Idaho Trust Bank (Main)888 W Broad StBoise, ID
COEUR D' ALENE BRANCH622 E Sherman AveCoeur D Alene, ID
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/30/1994
Community BankYes
Ownership TypeNot Mutual
ZIP83702
State and County Number16001
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameBoise City, ID

Operational Info

Number of Employees36
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/30/2006
Primary Insurance AgencyDIF
Websitewww.idahotrust.com
Data Updated11/14/2025
CERT35103
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$233.48M
Total Deposits$209.19M
Total Liabilities$209.61M
Total Equity Capital$23.87M
Net Income$650.00k
Net Loans and Leases$158.44M
Assets Per Employee ($Millions)$6.87M
Bank Premises and Fixed Assets$2.64M
Cash and Balances due from Depository Institutions$54.05M
Deposits Held in Domestic Offices$209.19M

Key Performance Ratios

Return on Assets (ROA)1.12%
Return on Equity (ROE)10.89%
Net Interest Margin4.15%
Efficiency Ratio68.23%
Tier 1 Risk-Based Capital Ratio12.896%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.224%
Earning Assets to total Assets95.93%

Income and Expense

Total Interest Income$3.12M
Total Noninterest Income$271.00k
Total Interest Expense$827.00k
Total Noninterest Expense$1.75M
Net Interest Income$2.29M
Pre-tax Net Operating Income$814.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$256.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$421.00k
Total Liabilities and Capital$233.48M

Securities

Securities$14.74M
Available-for-sale debt securities$14.74M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Idaho Trust Bank?
$233.48M as of the latest filing.
How much are Idaho Trust Bank's total deposits?
$209.19M in total deposits.
Where is Idaho Trust Bank located?
Boise, ID.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
2.
When was it established?
08/30/1994.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$158.44M (latest filing).
What is the total interest income (latest filing)?
$3.12M.