Idaho Trust Bank
Boise, ID
IDRSSD: 2753917
Total Assets
$243.45M
Latest filing
Total Deposits
$212.99M
Latest filing
Net Interest Margin
4.17%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
124103841BOISE, ID
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Idaho Trust Bank
888 W Broad St
Boise, ID 83702
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/30/1994FDIC Certificate 74682
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Idaho Trust Bank (Main) | 888 W Broad St | Boise, ID |
| COEUR D' ALENE BRANCH | 622 E Sherman Ave | Coeur D Alene, ID |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/30/1994 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 83702 |
| State and County Number | 16001 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Boise City, ID |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/30/2006 |
| Primary Insurance Agency | DIF |
| Website | www.idahotrust.com |
| Data Updated | 01/30/2026 |
| CERT | 35103 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $243.45M |
| Total Deposits | $212.99M |
| Total Liabilities | $217.93M |
| Total Equity Capital | $25.52M |
| Net Income | $2.04M |
| Net Loans and Leases | $153.60M |
| Assets Per Employee ($Millions) | $7.16M |
| Bank Premises and Fixed Assets | $3.80M |
| Cash and Balances due from Depository Institutions | $68.56M |
| Deposits Held in Domestic Offices | $212.99M |
Key Performance Ratios
| Return on Assets (ROA) | 3.42% |
| Return on Equity (ROE) | 32.98% |
| Net Interest Margin | 4.17% |
| Efficiency Ratio | 49.48% |
| Tier 1 Risk-Based Capital Ratio | 14.447% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.482% |
| Earning Assets to total Assets | 95.69% |
Income and Expense
| Total Interest Income | $3.21M |
| Total Noninterest Income | $4.45M |
| Total Interest Expense | $830.00k |
| Total Noninterest Expense | $3.38M |
| Net Interest Income | $2.38M |
| Pre-tax Net Operating Income | $2.70M |
| Provision for Credit Losses | $750.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.94M |
| Total Liabilities and Capital | $243.45M |
Securities
| Securities | $14.84M |
| Available-for-sale debt securities | $14.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Idaho Trust Bank?
$243.45M as of the latest filing.
How much are Idaho Trust Bank's total deposits?
$212.99M in total deposits.
Where is Idaho Trust Bank located?
Boise, ID.
What is the Net Interest Margin?
4.17%.
How many domestic offices does it operate?
2.
When was it established?
08/30/1994.
What is the Return on Assets (ROA)?
3.42%.
How much are total loans and leases?
$153.60M (latest filing).
What is the total interest income (latest filing)?
$3.21M.