North American Banking Company
Roseville, MN
IDRSSD: 2631846
Total Assets
$1.46B
Latest filing
Total Deposits
$1.11B
Latest filing
Net Interest Margin
2.88%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
096016930ROSEVILLE, MN
Key People
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Locations
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Main Office
North American Banking Company
2230 Albert St N
Roseville, MN 55113
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/21/1998FDIC Certificate 61748
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| North American Banking Company (Main) | 2230 Albert St N | Roseville, MN |
| NORTH AMERICAN BANKING COMPANY | 4999 France Avenue | Minneapolis, MN |
| NORTH AMERICAN BANKING COMPANY | 1620 S Frontage Rd | Hastings, MN |
| WOODBURY BRANCH | 9260 Hudson Rd | Woodbury, MN |
| SHOREVIEW OFFICE BRANCH | 435 Highway 96 W | Shoreview, MN |
| MAPLE GROVE BRANCH | 11821 Arbor Lakes Pkwy N | Maple Grove, MN |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/21/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55113 |
| State and County Number | 27123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 95 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/21/1998 |
| Primary Insurance Agency | DIF |
| Website | www.nabankco.com |
| Data Updated | 01/30/2026 |
| CERT | 34836 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.46B |
| Total Deposits | $1.11B |
| Total Liabilities | $1.36B |
| Total Equity Capital | $97.51M |
| Net Income | $7.35M |
| Net Loans and Leases | $754.20M |
| Assets Per Employee ($Millions) | $14.91M |
| Bank Premises and Fixed Assets | $25.89M |
| Cash and Balances due from Depository Institutions | $122.19M |
| Deposits Held in Domestic Offices | $1.11B |
Key Performance Ratios
| Return on Assets (ROA) | 2.05% |
| Return on Equity (ROE) | 30.92% |
| Net Interest Margin | 2.88% |
| Efficiency Ratio | 53.07% |
| Tier 1 Risk-Based Capital Ratio | 14.25% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.675% |
| Earning Assets to total Assets | 93.48% |
Income and Expense
| Total Interest Income | $16.48M |
| Total Noninterest Income | $5.70M |
| Total Interest Expense | $6.79M |
| Total Noninterest Expense | $8.16M |
| Net Interest Income | $9.69M |
| Pre-tax Net Operating Income | $7.35M |
| Provision for Credit Losses | $-127,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $491.00k |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $38.83M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $200.16M |
| Total Liabilities and Capital | $1.46B |
Securities
| Securities | $470.50M |
| Available-for-sale debt securities | $470.50M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of North American Banking Company?
$1.46B as of the latest filing.
How much are North American Banking Company's total deposits?
$1.11B in total deposits.
Where is North American Banking Company located?
Roseville, MN.
What is the Net Interest Margin?
2.88%.
How many domestic offices does it operate?
6.
When was it established?
07/21/1998.
What is the Return on Assets (ROA)?
2.05%.
How much are total loans and leases?
$754.20M (latest filing).
What is the total interest income (latest filing)?
$16.48M.