American Heritage Bank
Sapulpa, OK
IDRSSD: 311050
Total Assets
$1.44B
Latest filing
Total Deposits
$1.15B
Latest filing
Net Interest Margin
2.79%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
American Heritage Bank
2 S Main St
Sapulpa, OK 74066
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/15/1905FDIC Certificate 2743
Branches (23)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| American Heritage Bank (Main) | 2 S Main St | Sapulpa, OK |
| BEGGS BRANCH | 301 North Choctaw | Beggs, OK |
| BARNSDALL BRANCH | 400 West Main Street | Barnsdall, OK |
| SOUTH SAND SPRINGS BRANCH | 3801 S 113th West Ave | Sand Springs, OK |
| MOUNDS BRANCH | 1303 Commercial Ave | Mounds, OK |
| DRIVE-IN BRANCH | 100 N Broadway St | Cleveland, OK |
| KELLYVILLE BRANCH | 113 W Allen St | Kellyville, OK |
| SAPULPA MOTOR BRANCH | 2 S Main St | Sapulpa, OK |
Showing 7 of 23
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/15/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74066 |
| State and County Number | 40037 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tulsa, OK |
Operational Info
| Number of Employees | 256 |
| Domestic Offices | 24 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.ahb.bank |
| Data Updated | 11/14/2025 |
| CERT | 4190 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.44B |
| Total Deposits | $1.15B |
| Total Liabilities | $1.31B |
| Total Equity Capital | $133.57M |
| Net Income | $3.80M |
| Net Loans and Leases | $502.29M |
| Assets Per Employee ($Millions) | $5.8M |
| Bank Premises and Fixed Assets | $19.31M |
| Cash and Balances due from Depository Institutions | $94.61M |
| Deposits Held in Domestic Offices | $1.15B |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 11.82% |
| Net Interest Margin | 2.79% |
| Efficiency Ratio | 66.99% |
| Tier 1 Risk-Based Capital Ratio | 23.917% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.251% |
| Earning Assets to total Assets | 95.67% |
Income and Expense
| Total Interest Income | $15.42M |
| Total Noninterest Income | $2.49M |
| Total Interest Expense | $5.63M |
| Total Noninterest Expense | $8.27M |
| Net Interest Income | $9.79M |
| Pre-tax Net Operating Income | $3.92M |
| Provision for Credit Losses | $97.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $352.00k |
| Federal Funds Purchased and Repurchased Agreement | $127.65M |
| All Other Liabilities | $6.63M |
| Total Liabilities and Capital | $1.44B |
Securities
| Securities | $794.64M |
| Available-for-sale debt securities | $472.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $322.04M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Heritage Bank?
$1.44B as of the latest filing.
How much are American Heritage Bank's total deposits?
$1.15B in total deposits.
Where is American Heritage Bank located?
Sapulpa, OK.
What is the Net Interest Margin?
2.79%.
How many domestic offices does it operate?
24.
When was it established?
06/15/1905.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$502.29M (latest filing).
What is the total interest income (latest filing)?
$15.42M.