Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	11/01/2006
Community Bank	No
Ownership Type	Not Mutual
ZIP	80202
State and County Number	08031
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	10
Numeric code	21
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	Denver-Aurora-Lakewood, CO

Operational Info

Number of Employees	1,703
Domestic Offices	111
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	02/01/2025
Date of Deposit Insurance	11/01/2006
Primary Insurance Agency	DIF
Website	N/A
Data Updated	11/28/2025
CERT	58458
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$17.20B
Total Deposits	$14.85B
Total Liabilities	$15.11B
Total Equity Capital	$2.09B
Net Income	$18.55M
Net Loans and Leases	$11.06B
Assets Per Employee ($Millions)	$10.1M
Bank Premises and Fixed Assets	$158.13M
Cash and Balances due from Depository Institutions	$385.01M
Deposits Held in Domestic Offices	$14.85B

Return on Assets (ROA)	0.42%
Return on Equity (ROE)	3.5%
Net Interest Margin	3.65%
Efficiency Ratio	61.85%
Tier 1 Risk-Based Capital Ratio	14.143%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.84%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	12.17%
Earning Assets to total Assets	91.37%

Total Interest Income	$230.41M
Total Noninterest Income	$25.30M
Total Interest Expense	$82.81M
Total Noninterest Expense	$108.27M
Net Interest Income	$147.60M
Pre-tax Net Operating Income	$27.46M
Provision for Credit Losses	$37.17M
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$13.24M
Other borrowed funds	$59.02M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$33.78M
All Other Liabilities	$108.96M
Total Liabilities and Capital	$17.20B

Securities	$4.40B
Available-for-sale debt securities	$3.54B
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$837.39M
Subordinated Debt	$0
Trading Account Assets	$55.53M
Trading Liabilities	$55.53M

What are the total assets of HTLF Bank?

$17.20B as of the latest filing.

How much are HTLF Bank's total deposits?

$14.85B in total deposits.

Where is HTLF Bank located?

Denver, CO.

What is the Net Interest Margin?

3.65%.

How many domestic offices does it operate?

111.

When was it established?

11/01/2006.

What is the Return on Assets (ROA)?

0.42%.

How much are total loans and leases?

$11.06B (latest filing).

What is the total interest income (latest filing)?

$230.41M.