HomeTown Bank, National Association
Galveston, TX
IDRSSD: 393953
Total Assets
$979.10M
Latest filing
Total Deposits
$877.43M
Latest filing
Net Interest Margin
3.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
HomeTown Bank, National Association
1801 45th St
Galveston, TX 77550
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/27/1966FDIC Certificate 13402
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| HomeTown Bank, National Association (Main) | 1801 45th St | Galveston, TX |
| SEAWALL BRANCH | 4424 Seawall Blvd | Galveston, TX |
| FRIENDSWOOD BRANCH | 3211 E Fm 528 Rd | Friendswood, TX |
| HOMETOWN BANK OF LEAGUE CITY | 1406 W Main St | League City, TX |
| HOMETOWN BANK OF ALVIN BRANCH | 1050 North Bypass 35 | Alvin, TX |
| FRIENDSWOOD DOWNTOWN BRANCH | 601 S Friendswood Dr | Friendswood, TX |
| PEARLAND BRANCH | 2651 Pearland Pkwy | Pearland, TX |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/27/1966 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77550 |
| State and County Number | 48167 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 116 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/27/2023 |
| Date of Deposit Insurance | 06/27/1966 |
| Primary Insurance Agency | DIF |
| Website | www.hometown.bank |
| Data Updated | 11/14/2025 |
| CERT | 19603 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $979.10M |
| Total Deposits | $877.43M |
| Total Liabilities | $888.64M |
| Total Equity Capital | $90.45M |
| Net Income | $2.47M |
| Net Loans and Leases | $670.95M |
| Assets Per Employee ($Millions) | $8.3M |
| Bank Premises and Fixed Assets | $12.75M |
| Cash and Balances due from Depository Institutions | $30.72M |
| Deposits Held in Domestic Offices | $877.43M |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 11.44% |
| Net Interest Margin | 3.5% |
| Efficiency Ratio | 62.99% |
| Tier 1 Risk-Based Capital Ratio | 15.173% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.238% |
| Earning Assets to total Assets | 96.21% |
Income and Expense
| Total Interest Income | $12.94M |
| Total Noninterest Income | $546.00k |
| Total Interest Expense | $4.84M |
| Total Noninterest Expense | $5.45M |
| Net Interest Income | $8.10M |
| Pre-tax Net Operating Income | $3.05M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.21M |
| Total Liabilities and Capital | $979.10M |
Securities
| Securities | $249.42M |
| Available-for-sale debt securities | $249.42M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of HomeTown Bank, National Association?
$979.10M as of the latest filing.
How much are HomeTown Bank, National Association's total deposits?
$877.43M in total deposits.
Where is HomeTown Bank, National Association located?
Galveston, TX.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
7.
When was it established?
06/27/1966.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$670.95M (latest filing).
What is the total interest income (latest filing)?
$12.94M.