THE HOME LOAN SAVINGS BANK
Coshocton, OH
IDRSSD: 468673
Total Assets
$370.07M
Latest filing
Total Deposits
$294.08M
Latest filing
Net Interest Margin
5.19%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
THE HOME LOAN SAVINGS BANK
413 Main St
Coshocton, OH 43812
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1882FDIC Certificate 42529
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| THE HOME LOAN SAVINGS BANK (Main) | 413 Main St | Coshocton, OH |
| WALNUT BRANCH | 590 Walnut St | Coshocton, OH |
| MOUNT VERNON BRANCH | 1387 Coshocton Ave | Mount Vernon, OH |
| WEST LAFAYETTE BRANCH | 503 W Main St | West Lafayette, OH |
| HOME LOAN SAVINGS BANK BRANCH | 1041 W Main St | Newark, OH |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1882 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43812 |
| State and County Number | 39031 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 35 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Coshocton, OH |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.homeloansavingsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 29695 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $370.07M |
| Total Deposits | $294.08M |
| Total Liabilities | $328.93M |
| Total Equity Capital | $41.13M |
| Net Income | $1.95M |
| Net Loans and Leases | $331.47M |
| Assets Per Employee ($Millions) | $7.4M |
| Bank Premises and Fixed Assets | $3.09M |
| Cash and Balances due from Depository Institutions | $10.61M |
| Deposits Held in Domestic Offices | $294.08M |
Key Performance Ratios
| Return on Assets (ROA) | 2.14% |
| Return on Equity (ROE) | 19.47% |
| Net Interest Margin | 5.19% |
| Efficiency Ratio | 45% |
| Tier 1 Risk-Based Capital Ratio | 13.863% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.115% |
| Earning Assets to total Assets | 94.71% |
Income and Expense
| Total Interest Income | $6.39M |
| Total Noninterest Income | $331.00k |
| Total Interest Expense | $1.89M |
| Total Noninterest Expense | $2.17M |
| Net Interest Income | $4.49M |
| Pre-tax Net Operating Income | $2.47M |
| Provision for Credit Losses | $180.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.14M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.71M |
| Total Liabilities and Capital | $370.07M |
Securities
| Securities | $11.99M |
| Available-for-sale debt securities | $11.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of THE HOME LOAN SAVINGS BANK?
$370.07M as of the latest filing.
How much are THE HOME LOAN SAVINGS BANK's total deposits?
$294.08M in total deposits.
Where is THE HOME LOAN SAVINGS BANK located?
Coshocton, OH.
What is the Net Interest Margin?
5.19%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1882.
What is the Return on Assets (ROA)?
2.14%.
How much are total loans and leases?
$331.47M (latest filing).
What is the total interest income (latest filing)?
$6.39M.