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Home Federal Savings Bank

Rochester, MN
IDRSSD: 796572
Total Assets
$1.10B
Latest filing
Total Deposits
$973.92M
Latest filing
Net Interest Margin
2.76%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date07/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP55901
State and County Number27109
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code37
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameRochester, MN

Operational Info

Number of Employees148
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/09/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT29042
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.10B
Total Deposits$973.92M
Total Liabilities$996.51M
Total Equity Capital$98.56M
Net Income$10.00k
Net Loans and Leases$860.10M
Assets Per Employee ($Millions)$7.4M
Bank Premises and Fixed Assets$17.05M
Cash and Balances due from Depository Institutions$12.51M
Deposits Held in Domestic Offices$973.92M

Key Performance Ratios

Return on Assets (ROA)0%
Return on Equity (ROE)0.04%
Net Interest Margin2.76%
Efficiency Ratio97.21%
Tier 1 Risk-Based Capital Ratio12.119%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9%
Earning Assets to total Assets96.04%

Income and Expense

Total Interest Income$12.38M
Total Noninterest Income$2.21M
Total Interest Expense$5.06M
Total Noninterest Expense$9.26M
Net Interest Income$7.32M
Pre-tax Net Operating Income$227.00k
Provision for Credit Losses$39.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$12.70M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.88M
Total Liabilities and Capital$1.10B

Securities

Securities$190.50M
Available-for-sale debt securities$190.13M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Home Federal Savings Bank?
$1.10B as of the latest filing.
How much are Home Federal Savings Bank's total deposits?
$973.92M in total deposits.
Where is Home Federal Savings Bank located?
Rochester, MN.
What is the Net Interest Margin?
2.76%.
How many domestic offices does it operate?
14.
When was it established?
07/01/1934.
What is the Return on Assets (ROA)?
Not available.
How much are total loans and leases?
$860.10M (latest filing).
What is the total interest income (latest filing)?
$12.38M.