Falcon National Bank
Foley, MN
IDRSSD: 3184228
Total Assets
$923.73M
Latest filing
Total Deposits
$814.86M
Latest filing
Net Interest Margin
4.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Falcon National Bank
183 Cedar Dr
Foley, MN 56329
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/2003FDIC Certificate 366359
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Falcon National Bank (Main) | 183 Cedar Dr | Foley, MN |
| EAGLE COMMUNITY BANK BRANCH | 9600 Upland Ln N | Maple Grove, MN |
| HAM LAKE BRANCH | 1441 Bunker Lake Blvd Ne | Ham Lake, MN |
| ST. CLOUD BRANCH | 1010 W Saint Germain St | Saint Cloud, MN |
| RICHMOND BRANCH | 22 Central Ave S | Richmond, MN |
| COMMUNITY PRIDE BRANCH | 905 6th Avenue Ct Ne | Isanti, MN |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/01/2003 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56329 |
| State and County Number | 27009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Cloud, MN |
Operational Info
| Number of Employees | 125 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/01/2003 |
| Primary Insurance Agency | DIF |
| Website | www.falconnational.com |
| Data Updated | 11/14/2025 |
| CERT | 57603 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $923.73M |
| Total Deposits | $814.86M |
| Total Liabilities | $836.41M |
| Total Equity Capital | $87.32M |
| Net Income | $2.26M |
| Net Loans and Leases | $746.87M |
| Assets Per Employee ($Millions) | $7.22M |
| Bank Premises and Fixed Assets | $6.83M |
| Cash and Balances due from Depository Institutions | $97.59M |
| Deposits Held in Domestic Offices | $814.86M |
Key Performance Ratios
| Return on Assets (ROA) | 0.99% |
| Return on Equity (ROE) | 10.47% |
| Net Interest Margin | 4.45% |
| Efficiency Ratio | 61.93% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.3% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.453% |
| Earning Assets to total Assets | 96.74% |
Income and Expense
| Total Interest Income | $15.18M |
| Total Noninterest Income | $569.00k |
| Total Interest Expense | $5.41M |
| Total Noninterest Expense | $6.46M |
| Net Interest Income | $9.77M |
| Pre-tax Net Operating Income | $3.19M |
| Provision for Credit Losses | $690.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $229.00k |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.69M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.55M |
| Total Liabilities and Capital | $923.73M |
Securities
| Securities | $48.53M |
| Available-for-sale debt securities | $48.53M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Falcon National Bank?
$923.73M as of the latest filing.
How much are Falcon National Bank's total deposits?
$814.86M in total deposits.
Where is Falcon National Bank located?
Foley, MN.
What is the Net Interest Margin?
4.45%.
How many domestic offices does it operate?
6.
When was it established?
07/01/2003.
What is the Return on Assets (ROA)?
0.99%.
How much are total loans and leases?
$746.87M (latest filing).
What is the total interest income (latest filing)?
$15.18M.