MidCountry Bank
Minneapolis, MN
IDRSSD: 3971
Total Assets
$1.05B
Latest filing
Total Deposits
$869.02M
Latest filing
Net Interest Margin
3.62%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
MidCountry Bank
7825 Washington Ave S
Minneapolis, MN 55439
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1933FDIC Certificate 41699
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| MidCountry Bank (Main) | 7825 Washington Ave S | Minneapolis, MN |
| HUTCHINSON BRANCH | 201 Main St S | Hutchinson, MN |
| LITCHFIELD BRANCH | 501 N Sibley Ave | Litchfield, MN |
| BUFFALO BRANCH | 305 10th Ave S | Buffalo, MN |
| GLENCOE BRANCH | 1002 Greeley Ave N | Glencoe, MN |
| WACONIA BRANCH | 200 E Frontage Rd | Waconia, MN |
| WINTHROP BRANCH | 122 E 2nd St | Winthrop, MN |
| APPLE VALLEY BRANCH | 14994 Glazier Ave | Apple Valley, MN |
Showing 7 of 15
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55439 |
| State and County Number | 27053 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 119 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.midcountrybank.com |
| Data Updated | 11/14/2025 |
| CERT | 28865 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.05B |
| Total Deposits | $869.02M |
| Total Liabilities | $912.38M |
| Total Equity Capital | $134.37M |
| Net Income | $1.96M |
| Net Loans and Leases | $726.03M |
| Assets Per Employee ($Millions) | $8.95M |
| Bank Premises and Fixed Assets | $17.68M |
| Cash and Balances due from Depository Institutions | $46.15M |
| Deposits Held in Domestic Offices | $869.02M |
Key Performance Ratios
| Return on Assets (ROA) | 0.74% |
| Return on Equity (ROE) | 5.9% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 70.09% |
| Tier 1 Risk-Based Capital Ratio | 15.942% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.837% |
| Earning Assets to total Assets | 93.33% |
Income and Expense
| Total Interest Income | $13.45M |
| Total Noninterest Income | $747.00k |
| Total Interest Expense | $4.47M |
| Total Noninterest Expense | $7.02M |
| Net Interest Income | $8.97M |
| Pre-tax Net Operating Income | $2.70M |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $26.00k |
| Other borrowed funds | $30.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.72M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.86M |
| Total Liabilities and Capital | $1.05B |
Securities
| Securities | $207.28M |
| Available-for-sale debt securities | $206.37M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of MidCountry Bank?
$1.05B as of the latest filing.
How much are MidCountry Bank's total deposits?
$869.02M in total deposits.
Where is MidCountry Bank located?
Minneapolis, MN.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
16.
When was it established?
01/01/1933.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$726.03M (latest filing).
What is the total interest income (latest filing)?
$13.45M.