Pioneer Bank

Mapleton, MN
IDRSSD: 920854
Total Assets
$871.52M
Latest filing
Total Deposits
$751.87M
Latest filing
Net Interest Margin
4.42%
Profitability

Key People

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Locations

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Main Office
Pioneer Bank
301 Main St E
Mapleton, MN 56065
Full Service - Brick and Mortar
Updated 10/23/2026Established 01/01/1903FDIC Certificate 3483

Branches (5)

Page 1 of 1
NameAddressCity / State
Pioneer Bank (Main)301 Main St EMapleton, MN
NORTH MANKATO BRANCH1735 Commerce DrNorth Mankato, MN
SAINT PETER BRANCH220 S 3rd StSaint Peter, MN
MANKATO ADAMS STREET OFFICE BRANCH1450 Adams StMankato, MN
MADELIA BR34 W Main StMadelia, MN
ST. JAMES BRANCH123 Armstrong Blvd SSt. James, MN
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

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Allowance

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Nonperforming

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1903
Community BankYes
Ownership TypeNot Mutual
ZIP56065
State and County Number27013
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameMankato, MN

Operational Info

Number of Employees118
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteWWW.BANKWITHPIONEER.COM
Data Updated10/23/2026
CERT5193
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$871.52M
Total Deposits$751.87M
Total Liabilities$782.79M
Total Equity Capital$88.73M
Net Income$4.52M
Net Loans and Leases$660.07M
Assets Per Employee ($Millions)$7.32M
Bank Premises and Fixed Assets$11.08M
Cash and Balances due from Depository Institutions$34.69M
Deposits Held in Domestic Offices$751.87M

Key Performance Ratios

Return on Assets (ROA)2.06%
Return on Equity (ROE)20.24%
Net Interest Margin4.42%
Efficiency Ratio47.91%
Tier 1 Risk-Based Capital Ratio13.765%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.27%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.181%
Earning Assets to total Assets92.8%

Income and Expense

Total Interest Income$13.74M
Total Noninterest Income$1.56M
Total Interest Expense$4.73M
Total Noninterest Expense$5.07M
Net Interest Income$9.01M
Pre-tax Net Operating Income$4.91M
Provision for Credit Losses$600.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$1.07M
Other borrowed funds$25.66M
Federal Funds Sold & Reverse Repurchase Agreement$6.90M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.25M
Total Liabilities and Capital$871.52M

Securities

Securities$116.46M
Available-for-sale debt securities$116.46M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Pioneer Bank?
$871.52M as of the latest filing.
How much are Pioneer Bank's total deposits?
$751.87M in total deposits.
Where is Pioneer Bank located?
Mapleton, MN.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
2.06%.
How much are total loans and leases?
$660.07M (latest filing).
What is the total interest income (latest filing)?
$13.74M.