Think Mutual Bank
Rochester, MN
IDRSSD: 936583
Total Assets
$2.18B
Latest filing
Total Deposits
$1.82B
Latest filing
Net Interest Margin
2.73%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
291975465ROCHESTER, MN
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Think Mutual Bank
5200 Members Pkwy Nw
Rochester, MN 55901
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/2007FDIC Certificate 455636
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Think Mutual Bank (Main) | 5200 Members Pkwy Nw | Rochester, MN |
| ROCHESTER BRANCH | 5201 Members Pkwy Nw | Rochester, MN |
| EAST RIVER BRANCH | 253 Penny Ln Ne | Rochester, MN |
| GREEN MEADOWS BRANCH | 1698 Greenview Dr Sw | Rochester, MN |
| ROCHESTER DOWNTOWN BRANCH | 221 1st Ave Sw | Rochester, MN |
| SHOPPES ON MAINE BRANCH | 4638 Maine Ave Se | Rochester, MN |
| EDINA BRANCH | 3655 Hazelton Rd | Edina, MN |
| EAGAN BRANCH | 4245 Johnny Cake Ridge Rd | Eagan, MN |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Eagle Rock Bank
Rochester, Minnesota
→
Assets: $279.45MΔ -86.9%
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota
→
Assets: $28.06MΔ -98.7%
Tradition Capital Bank
Wayzata, Minnesota
→
Assets: $2.71BΔ +26.8%
Citizens Alliance Bank
Clara City, Minnesota
→
Assets: $1.46BΔ -31.7%
Merchants Bank, National Association
Winona, Minnesota
→
Assets: $2.82BΔ +31.8%
Park State Bank
Duluth, Minnesota
→
Assets: $1.42BΔ -33.9%
Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 07/01/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55901 |
| State and County Number | 27109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Rochester, MN |
Operational Info
| Number of Employees | 255 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 07/01/2007 |
| Primary Insurance Agency | DIF |
| Website | www.thinkbank.com |
| Data Updated | 01/30/2026 |
| CERT | 58536 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.18B |
| Total Deposits | $1.82B |
| Total Liabilities | $1.84B |
| Total Equity Capital | $338.57M |
| Net Income | $3.53M |
| Net Loans and Leases | $1.20B |
| Assets Per Employee ($Millions) | $8.43M |
| Bank Premises and Fixed Assets | $29.16M |
| Cash and Balances due from Depository Institutions | $328.20M |
| Deposits Held in Domestic Offices | $1.82B |
Key Performance Ratios
| Return on Assets (ROA) | 0.65% |
| Return on Equity (ROE) | 4.21% |
| Net Interest Margin | 2.73% |
| Efficiency Ratio | 77.47% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.564% |
| Earning Assets to total Assets | 94.98% |
Income and Expense
| Total Interest Income | $20.13M |
| Total Noninterest Income | $5.63M |
| Total Interest Expense | $6.15M |
| Total Noninterest Expense | $15.19M |
| Net Interest Income | $13.98M |
| Pre-tax Net Operating Income | $4.44M |
| Provision for Credit Losses | $-26,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $20.65M |
| Total Liabilities and Capital | $2.18B |
Securities
| Securities | $544.37M |
| Available-for-sale debt securities | $543.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $947.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Think Mutual Bank?
$2.18B as of the latest filing.
How much are Think Mutual Bank's total deposits?
$1.82B in total deposits.
Where is Think Mutual Bank located?
Rochester, MN.
What is the Net Interest Margin?
2.73%.
How many domestic offices does it operate?
9.
When was it established?
07/01/2007.
What is the Return on Assets (ROA)?
0.65%.
How much are total loans and leases?
$1.20B (latest filing).
What is the total interest income (latest filing)?
$20.13M.