Eagle Rock Bank
Rochester, MN
IDRSSD: 2391588
Total Assets
$272.23M
Latest filing
Total Deposits
$220.61M
Latest filing
Net Interest Margin
3.88%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091905826ROCHESTER, MN
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Eagle Rock Bank
975 34th Ave Nw
Rochester, MN 55901
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/09/1996FDIC Certificate 56828
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Eagle Rock Bank (Main) | 975 34th Ave Nw | Rochester, MN |
| STEWARTVILLE BRANCH | 1960 1st Ave Ne | Stewartville, MN |
| EAGLE ROCK BANK - ARDEN HILLS BRANCH | 6 Pine Tree Dr Ste 105 | Arden Hills, MN |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota
→
Assets: $28.06MΔ -90.0%
Think Mutual Bank
Rochester, Minnesota
→
Assets: $2.14BΔ +665.8%
Citizens State Bank of Roseau
Roseau, Minnesota
→
Assets: $281.10MΔ +0.6%
Liberty Bank Minnesota
Saint Cloud, Minnesota
→
Assets: $276.24MΔ -1.1%
Castle Rock Bank
Castle Rock, Minnesota
→
Assets: $283.96MΔ +1.6%
The First National Bank of Milaca
Milaca, Minnesota
→
Assets: $285.96MΔ +2.3%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/09/1996 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55901 |
| State and County Number | 27109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Rochester, MN |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/09/1996 |
| Primary Insurance Agency | DIF |
| Website | www.eaglerock.bank |
| Data Updated | 01/30/2026 |
| CERT | 34171 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $272.23M |
| Total Deposits | $220.61M |
| Total Liabilities | $243.00M |
| Total Equity Capital | $29.23M |
| Net Income | $866.00k |
| Net Loans and Leases | $208.97M |
| Assets Per Employee ($Millions) | $9.39M |
| Bank Premises and Fixed Assets | $3.27M |
| Cash and Balances due from Depository Institutions | $16.16M |
| Deposits Held in Domestic Offices | $220.61M |
Key Performance Ratios
| Return on Assets (ROA) | 1.26% |
| Return on Equity (ROE) | 12.05% |
| Net Interest Margin | 3.88% |
| Efficiency Ratio | 62.28% |
| Tier 1 Risk-Based Capital Ratio | 12.722% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.53% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.736% |
| Earning Assets to total Assets | 95.77% |
Income and Expense
| Total Interest Income | $4.06M |
| Total Noninterest Income | $1.11M |
| Total Interest Expense | $1.51M |
| Total Noninterest Expense | $2.28M |
| Net Interest Income | $2.55M |
| Pre-tax Net Operating Income | $1.02M |
| Provision for Credit Losses | $366.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $396.00k |
| Other borrowed funds | $21.07M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.93M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.32M |
| Total Liabilities and Capital | $272.23M |
Securities
| Securities | $30.55M |
| Available-for-sale debt securities | $30.55M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Eagle Rock Bank?
$272.23M as of the latest filing.
How much are Eagle Rock Bank's total deposits?
$220.61M in total deposits.
Where is Eagle Rock Bank located?
Rochester, MN.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
2.
When was it established?
05/09/1996.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$208.97M (latest filing).
What is the total interest income (latest filing)?
$4.06M.