Eagle Rock Bank
Rochester, MN
IDRSSD: 2391588
Total Assets
$279.45M
Latest filing
Total Deposits
$211.31M
Latest filing
Net Interest Margin
3.94%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Eagle Rock Bank
975 34th Ave Nw
Rochester, MN 55901
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/09/1996FDIC Certificate 56828
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Eagle Rock Bank (Main) | 975 34th Ave Nw | Rochester, MN |
| STEWARTVILLE BRANCH | 1960 1st Ave Ne | Stewartville, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/09/1996 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55901 |
| State and County Number | 27109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Rochester, MN |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/09/1996 |
| Primary Insurance Agency | DIF |
| Website | www.eaglerock.bank |
| Data Updated | 11/14/2025 |
| CERT | 34171 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $279.45M |
| Total Deposits | $211.31M |
| Total Liabilities | $251.18M |
| Total Equity Capital | $28.27M |
| Net Income | $670.00k |
| Net Loans and Leases | $226.15M |
| Assets Per Employee ($Millions) | $9.64M |
| Bank Premises and Fixed Assets | $4.90M |
| Cash and Balances due from Depository Institutions | $8.08M |
| Deposits Held in Domestic Offices | $211.31M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 9.68% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 56.05% |
| Tier 1 Risk-Based Capital Ratio | 11.628% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.116% |
| Earning Assets to total Assets | 94.77% |
Income and Expense
| Total Interest Income | $4.21M |
| Total Noninterest Income | $121.00k |
| Total Interest Expense | $1.64M |
| Total Noninterest Expense | $1.51M |
| Net Interest Income | $2.58M |
| Pre-tax Net Operating Income | $1.03M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $213.00k |
| Other borrowed funds | $39.10M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.58M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $779.00k |
| Total Liabilities and Capital | $279.45M |
Securities
| Securities | $29.52M |
| Available-for-sale debt securities | $29.52M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Eagle Rock Bank?
$279.45M as of the latest filing.
How much are Eagle Rock Bank's total deposits?
$211.31M in total deposits.
Where is Eagle Rock Bank located?
Rochester, MN.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
2.
When was it established?
05/09/1996.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$226.15M (latest filing).
What is the total interest income (latest filing)?
$4.21M.