United Prairie Bank
Mountain Lake, MN
IDRSSD: 712059
Total Assets
$954.17M
Latest filing
Total Deposits
$815.20M
Latest filing
Net Interest Margin
4.05%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091214627MOUNTAIN LAKE, MN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United Prairie Bank
1141 3rd Ave
Mountain Lake, MN 56159
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/21/1919FDIC Certificate 7015
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| United Prairie Bank (Main) | 1141 3rd Ave | Mountain Lake, MN |
| UNITED PRAIRIE BANK - OWATONNA BRANCH | 110 W Rose St | Owatonna, MN |
| WORTHINGTON BRANCH | 905 Mcmillan Stree6t | Worthington, MN |
| WILMONT BRANCH | 323 4th Ave | Wilmont, MN |
| WINDOM BRANCH | 1545 1st Ave N | Windom, MN |
| WASECA BRANCH | 1509 State St N | Waseca, MN |
| UNITED PRAIRIE BANK - MANKATO OFFICE BRANCH | 10 Firestone Dr | Mankato, MN |
| UNITED PRAIRIE BANK NEW ULM BRANCH | 200 N Broadway St | New Ulm, MN |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/21/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56159 |
| State and County Number | 27033 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 125 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.unitedprairiebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10958 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $954.17M |
| Total Deposits | $815.20M |
| Total Liabilities | $859.29M |
| Total Equity Capital | $94.89M |
| Net Income | $3.61M |
| Net Loans and Leases | $786.69M |
| Assets Per Employee ($Millions) | $7.82M |
| Bank Premises and Fixed Assets | $11.38M |
| Cash and Balances due from Depository Institutions | $29.13M |
| Deposits Held in Domestic Offices | $815.20M |
Key Performance Ratios
| Return on Assets (ROA) | 1.53% |
| Return on Equity (ROE) | 15.55% |
| Net Interest Margin | 4.05% |
| Efficiency Ratio | 59.48% |
| Tier 1 Risk-Based Capital Ratio | 10.313% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.944% |
| Earning Assets to total Assets | 95.23% |
Income and Expense
| Total Interest Income | $13.81M |
| Total Noninterest Income | $916.00k |
| Total Interest Expense | $4.74M |
| Total Noninterest Expense | $5.94M |
| Net Interest Income | $9.07M |
| Pre-tax Net Operating Income | $3.67M |
| Provision for Credit Losses | $375.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $39.10M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.99M |
| Total Liabilities and Capital | $954.17M |
Securities
| Securities | $97.44M |
| Available-for-sale debt securities | $97.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Prairie Bank?
$954.17M as of the latest filing.
How much are United Prairie Bank's total deposits?
$815.20M in total deposits.
Where is United Prairie Bank located?
Mountain Lake, MN.
What is the Net Interest Margin?
4.05%.
How many domestic offices does it operate?
10.
When was it established?
07/21/1919.
What is the Return on Assets (ROA)?
1.53%.
How much are total loans and leases?
$786.69M (latest filing).
What is the total interest income (latest filing)?
$13.81M.