Holcomb Bank
Rochelle, IL
IDRSSD: 568135
Total Assets
$299.61M
Latest filing
Total Deposits
$238.77M
Latest filing
Net Interest Margin
3.92%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Holcomb Bank
233 E Il Route 38
Rochelle, IL 61068
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/05/1892FDIC Certificate 5813
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Holcomb Bank (Main) | 233 E Il Route 38 | Rochelle, IL |
| NEW MILFORD BRANCH | 7035 11th St | Rockford, IL |
| CRESTON BRANCH | 400 East Route 38 | Creston, IL |
| BYRON BRANCH | 504 W Blackhawk Dr | Byron, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/05/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61068 |
| State and County Number | 17141 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Rochelle, IL |
Operational Info
| Number of Employees | 50 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.holcomb.bank |
| Data Updated | 11/14/2025 |
| CERT | 9080 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $299.61M |
| Total Deposits | $238.77M |
| Total Liabilities | $278.70M |
| Total Equity Capital | $20.91M |
| Net Income | $1.01M |
| Net Loans and Leases | $223.09M |
| Assets Per Employee ($Millions) | $6.24M |
| Bank Premises and Fixed Assets | $4.28M |
| Cash and Balances due from Depository Institutions | $8.85M |
| Deposits Held in Domestic Offices | $238.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 19.71% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 67.15% |
| Tier 1 Risk-Based Capital Ratio | 11.154% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.978% |
| Earning Assets to total Assets | 95.96% |
Income and Expense
| Total Interest Income | $4.12M |
| Total Noninterest Income | $320.00k |
| Total Interest Expense | $1.31M |
| Total Noninterest Expense | $2.10M |
| Net Interest Income | $2.81M |
| Pre-tax Net Operating Income | $1.03M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $265.00k |
| Other borrowed funds | $38.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.93M |
| Total Liabilities and Capital | $299.61M |
Securities
| Securities | $58.02M |
| Available-for-sale debt securities | $57.94M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Holcomb Bank?
$299.61M as of the latest filing.
How much are Holcomb Bank's total deposits?
$238.77M in total deposits.
Where is Holcomb Bank located?
Rochelle, IL.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
4.
When was it established?
07/05/1892.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$223.09M (latest filing).
What is the total interest income (latest filing)?
$4.12M.