Buena Vista National Bank
Chester, IL
IDRSSD: 621441
Total Assets
$324.28M
Latest filing
Total Deposits
$274.63M
Latest filing
Net Interest Margin
4.54%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081905292CHESTER, IL
Key People
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Locations
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Main Office
Buena Vista National Bank
1309 Swanwick St
Chester, IL 62233
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1905FDIC Certificate 6937
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Buena Vista National Bank (Main) | 1309 Swanwick St | Chester, IL |
| WARRENSBURG BRANCH | 450 E Main St | Warrensburg, IL |
| CHESTER MARKET PLACE BRANCH | 800 Chester Center | Chester, IL |
| RED BUD BRANCH | 1320 W Market St | Red Bud, IL |
| RED BUD BRANCH | 1414 S Main St | Red Bud, IL |
| DECATUR CITIZENS COMMUNITY BRANCH | 3795 N Woodford St | Decatur, IL |
| EVANSVILLE BRANCH | 501 Market St | Evansville, IL |
| PRAIRIE DU ROCHER BRANCH | 219 Market St | Prairie Du Rocher, IL |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62233 |
| State and County Number | 17157 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bvnb.com |
| Data Updated | 01/30/2026 |
| CERT | 10844 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $324.28M |
| Total Deposits | $274.63M |
| Total Liabilities | $288.94M |
| Total Equity Capital | $35.34M |
| Net Income | $693.00k |
| Net Loans and Leases | $208.77M |
| Assets Per Employee ($Millions) | $5.07M |
| Bank Premises and Fixed Assets | $4.69M |
| Cash and Balances due from Depository Institutions | $19.47M |
| Deposits Held in Domestic Offices | $274.63M |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 7.8% |
| Net Interest Margin | 4.54% |
| Efficiency Ratio | 68.36% |
| Tier 1 Risk-Based Capital Ratio | 15.21% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.41% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.898% |
| Earning Assets to total Assets | 92.31% |
Income and Expense
| Total Interest Income | $4.41M |
| Total Noninterest Income | $588.00k |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $2.67M |
| Net Interest Income | $3.32M |
| Pre-tax Net Operating Income | $911.00k |
| Provision for Credit Losses | $325.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $116.00k |
| Other borrowed funds | $9.13M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.18M |
| Total Liabilities and Capital | $324.28M |
Securities
| Securities | $77.33M |
| Available-for-sale debt securities | $77.33M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Buena Vista National Bank?
$324.28M as of the latest filing.
How much are Buena Vista National Bank's total deposits?
$274.63M in total deposits.
Where is Buena Vista National Bank located?
Chester, IL.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$208.77M (latest filing).
What is the total interest income (latest filing)?
$4.41M.