Visbanking Logo

Flanagan State Bank

Flanagan, IL
IDRSSD: 979133
Total Assets
$310.14M
Latest filing
Total Deposits
$276.27M
Latest filing
Net Interest Margin
3.32%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

The First National Bank in Amboy
Amboy, Illinois
→
Assets: $306.18MΔ -0.5%
State Bank
Waterloo, Illinois
→
Assets: $305.73MΔ -0.6%
The Harvard State Bank
Harvard, Illinois
→
Assets: $314.30MΔ +2.2%
The First Trust and Savings Bank of Watseka, Illinois
Watseka, Illinois
→
Assets: $315.41MΔ +2.5%
Holcomb Bank
Rochelle, Illinois
→
Assets: $299.04MΔ -2.8%
First Secure State Bank
Wonder Lake, Illinois
→
Assets: $299.01MΔ -2.8%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1913
Community BankYes
Ownership TypeNot Mutual
ZIP61740
State and County Number17105
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NamePontiac, IL

Operational Info

Number of Employees133
Domestic Offices15
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.flanaganstatebank.com
Data Updated11/14/2025
CERT11734
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$310.14M
Total Deposits$276.27M
Total Liabilities$291.11M
Total Equity Capital$19.03M
Net Income$438.00k
Net Loans and Leases$188.41M
Assets Per Employee ($Millions)$2.4M
Bank Premises and Fixed Assets$7.70M
Cash and Balances due from Depository Institutions$6.23M
Deposits Held in Domestic Offices$276.27M

Key Performance Ratios

Return on Assets (ROA)0.57%
Return on Equity (ROE)10.02%
Net Interest Margin3.32%
Efficiency Ratio90.02%
Tier 1 Risk-Based Capital Ratio12.076%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.136%
Earning Assets to total Assets92.62%

Income and Expense

Total Interest Income$3.73M
Total Noninterest Income$3.18M
Total Interest Expense$1.35M
Total Noninterest Expense$5.03M
Net Interest Income$2.38M
Pre-tax Net Operating Income$441.00k
Provision for Credit Losses$90.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$12.50M
Federal Funds Sold & Reverse Repurchase Agreement$438.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.35M
Total Liabilities and Capital$310.14M

Securities

Securities$97.73M
Available-for-sale debt securities$97.73M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Flanagan State Bank?
$310.14M as of the latest filing.
How much are Flanagan State Bank's total deposits?
$276.27M in total deposits.
Where is Flanagan State Bank located?
Flanagan, IL.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
0.57%.
How much are total loans and leases?
$188.41M (latest filing).
What is the total interest income (latest filing)?
$3.73M.