Flanagan State Bank
Flanagan, IL
IDRSSD: 979133
Total Assets
$312.45M
Latest filing
Total Deposits
$276.56M
Latest filing
Net Interest Margin
3.47%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071118264FLANAGAN, IL
Key People
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Locations
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Main Office
Flanagan State Bank
301 W Falcon Hwy
Flanagan, IL 61740
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1913FDIC Certificate 7504
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Flanagan State Bank (Main) | 301 W Falcon Hwy | Flanagan, IL |
| ELPASO BRANCH | 111 N Fayette St | El Paso, IL |
| BENSON BRANCH | 403 State St | Benson, IL |
| BLOOMINGTON BRANCH | 2401 E Washington St | Bloomington, IL |
| LEROY BRANCH | 500 S Persimmon St | Le Roy, IL |
| GRIDLEY IL BRANCH | 208 E Gridley Rd | Gridley, IL |
| MONEE LPO | 5701 W Monee Manhattan Rd | Monee, IL |
| PAW PAW LPO | 333 Chicago Rd | Paw Paw, IL |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61740 |
| State and County Number | 17105 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Pontiac, IL |
Operational Info
| Number of Employees | 129 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.flanaganstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 11734 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $312.45M |
| Total Deposits | $276.56M |
| Total Liabilities | $292.51M |
| Total Equity Capital | $19.94M |
| Net Income | $746.00k |
| Net Loans and Leases | $192.78M |
| Assets Per Employee ($Millions) | $2.48M |
| Bank Premises and Fixed Assets | $8.05M |
| Cash and Balances due from Depository Institutions | $4.81M |
| Deposits Held in Domestic Offices | $276.56M |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 15.31% |
| Net Interest Margin | 3.47% |
| Efficiency Ratio | 85.91% |
| Tier 1 Risk-Based Capital Ratio | 11.918% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.382% |
| Earning Assets to total Assets | 93.35% |
Income and Expense
| Total Interest Income | $3.81M |
| Total Noninterest Income | $3.39M |
| Total Interest Expense | $1.30M |
| Total Noninterest Expense | $5.09M |
| Net Interest Income | $2.51M |
| Pre-tax Net Operating Income | $746.00k |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $13.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.90M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.95M |
| Total Liabilities and Capital | $312.45M |
Securities
| Securities | $96.02M |
| Available-for-sale debt securities | $96.02M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Flanagan State Bank?
$312.45M as of the latest filing.
How much are Flanagan State Bank's total deposits?
$276.56M in total deposits.
Where is Flanagan State Bank located?
Flanagan, IL.
What is the Net Interest Margin?
3.47%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$192.78M (latest filing).
What is the total interest income (latest filing)?
$3.81M.