First Secure State Bank
Wonder Lake, IL
IDRSSD: 285348
Total Assets
$301.89M
Latest filing
Total Deposits
$246.74M
Latest filing
Net Interest Margin
3.76%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Secure State Bank
7526 Hancock Dr
Wonder Lake, IL 60097
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/22/1979FDIC Certificate 16073
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Secure State Bank (Main) | 7526 Hancock Dr | Wonder Lake, IL |
| WONDER LAKE WEST BRANCH | 3316 Thompson Rd | Wonder Lake, IL |
| JOHNSBURG FACILITY | 3503 Chapel Hill Rd | Johnsburg, IL |
| SPRING GROVE BRANCH | 7500 Meyer Rd | Spring Grove, IL |
| HARVARD NORTH BRANCH | 1400 N Division St | Harvard, IL |
| LAKEMOOR BRANCH | 500 W Il Route 120 | Lakemoor, IL |
| HARVARD/AYER BRANCH | 58 N Ayer St | Harvard, IL |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/22/1979 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60097 |
| State and County Number | 17111 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 43 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/01/2024 |
| Date of Deposit Insurance | 10/22/1979 |
| Primary Insurance Agency | DIF |
| Website | www.thestatebankgroup.com |
| Data Updated | 01/30/2026 |
| CERT | 22971 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $301.89M |
| Total Deposits | $246.74M |
| Total Liabilities | $264.62M |
| Total Equity Capital | $37.27M |
| Net Income | $605.00k |
| Net Loans and Leases | $184.59M |
| Assets Per Employee ($Millions) | $7.02M |
| Bank Premises and Fixed Assets | $9.40M |
| Cash and Balances due from Depository Institutions | $46.93M |
| Deposits Held in Domestic Offices | $246.74M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 6.57% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 69.4% |
| Tier 1 Risk-Based Capital Ratio | 17.457% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.345% |
| Earning Assets to total Assets | 92.83% |
Income and Expense
| Total Interest Income | $3.58M |
| Total Noninterest Income | $250.00k |
| Total Interest Expense | $955.00k |
| Total Noninterest Expense | $2.00M |
| Net Interest Income | $2.63M |
| Pre-tax Net Operating Income | $846.00k |
| Provision for Credit Losses | $34.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $16.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.88M |
| Total Liabilities and Capital | $301.89M |
Securities
| Securities | $52.53M |
| Available-for-sale debt securities | $52.53M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Secure State Bank?
$301.89M as of the latest filing.
How much are First Secure State Bank's total deposits?
$246.74M in total deposits.
Where is First Secure State Bank located?
Wonder Lake, IL.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
7.
When was it established?
10/22/1979.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$184.59M (latest filing).
What is the total interest income (latest filing)?
$3.58M.