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1NB Bank

Carlyle, IL
IDRSSD: 614948
Total Assets
$303.48M
Latest filing
Total Deposits
$254.82M
Latest filing
Net Interest Margin
3.09%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1878
Community BankYes
Ownership TypeNot Mutual
ZIP62231
State and County Number17027
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameSt. Louis, MO-IL

Operational Info

Number of Employees31
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/30/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttps://www.1nbcarlyle.com
Data Updated11/14/2025
CERT14761
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$303.48M
Total Deposits$254.82M
Total Liabilities$275.35M
Total Equity Capital$28.12M
Net Income$817.00k
Net Loans and Leases$182.06M
Assets Per Employee ($Millions)$9.2M
Bank Premises and Fixed Assets$1.78M
Cash and Balances due from Depository Institutions$8.37M
Deposits Held in Domestic Offices$254.82M

Key Performance Ratios

Return on Assets (ROA)1.1%
Return on Equity (ROE)11.98%
Net Interest Margin3.09%
Efficiency Ratio54.38%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.267%
Earning Assets to total Assets95.08%

Income and Expense

Total Interest Income$3.40M
Total Noninterest Income$244.00k
Total Interest Expense$1.22M
Total Noninterest Expense$1.35M
Net Interest Income$2.19M
Pre-tax Net Operating Income$1.07M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$18.27M
Federal Funds Sold & Reverse Repurchase Agreement$3.01M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.27M
Total Liabilities and Capital$303.48M

Securities

Securities$96.51M
Available-for-sale debt securities$96.45M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of 1NB Bank?
$303.48M as of the latest filing.
How much are 1NB Bank's total deposits?
$254.82M in total deposits.
Where is 1NB Bank located?
Carlyle, IL.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1878.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$182.06M (latest filing).
What is the total interest income (latest filing)?
$3.40M.