1NB Bank
Carlyle, IL
IDRSSD: 614948
Total Assets
$306.61M
Latest filing
Total Deposits
$256.68M
Latest filing
Net Interest Margin
3.15%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
1NB Bank
891 Fairfax St
Carlyle, IL 62231
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1878FDIC Certificate 9231
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| 1NB Bank (Main) | 891 Fairfax St | Carlyle, IL |
| ST. ROSE FACILITY BRANCH | 18001 Saint Rose Rd | Breese, IL |
| 1350 12TH STREET FACILITY | 1350 12th St | Carlyle, IL |
| AVISTON BRANCH | 500 W Harrison St | Aviston, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1878 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62231 |
| State and County Number | 17027 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/30/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.1nbcarlyle.com |
| Data Updated | 01/30/2026 |
| CERT | 14761 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $306.61M |
| Total Deposits | $256.68M |
| Total Liabilities | $277.83M |
| Total Equity Capital | $28.78M |
| Net Income | $1.01M |
| Net Loans and Leases | $192.93M |
| Assets Per Employee ($Millions) | $9.58M |
| Bank Premises and Fixed Assets | $1.76M |
| Cash and Balances due from Depository Institutions | $7.67M |
| Deposits Held in Domestic Offices | $256.68M |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 14.21% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 39.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.386% |
| Earning Assets to total Assets | 95.26% |
Income and Expense
| Total Interest Income | $3.51M |
| Total Noninterest Income | $242.00k |
| Total Interest Expense | $1.22M |
| Total Noninterest Expense | $1.04M |
| Net Interest Income | $2.29M |
| Pre-tax Net Operating Income | $1.37M |
| Provision for Credit Losses | $117.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.23M |
| Federal Funds Sold & Reverse Repurchase Agreement | $261.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.93M |
| Total Liabilities and Capital | $306.61M |
Securities
| Securities | $92.49M |
| Available-for-sale debt securities | $92.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of 1NB Bank?
$306.61M as of the latest filing.
How much are 1NB Bank's total deposits?
$256.68M in total deposits.
Where is 1NB Bank located?
Carlyle, IL.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1878.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$192.93M (latest filing).
What is the total interest income (latest filing)?
$3.51M.