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The First National Bank in Amboy

Amboy, IL
IDRSSD: 656032
Total Assets
$310.07M
Latest filing
Total Deposits
$259.10M
Latest filing
Net Interest Margin
3.25%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date08/11/1934
Community BankYes
Ownership TypeNot Mutual
ZIP61310
State and County Number17103
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameDixon, IL

Operational Info

Number of Employees54
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/11/1934
Primary Insurance AgencyDIF
Websitewww.fnbamboy.com
Data Updated11/14/2025
CERT14674
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$310.07M
Total Deposits$259.10M
Total Liabilities$282.00M
Total Equity Capital$28.08M
Net Income$559.00k
Net Loans and Leases$122.43M
Assets Per Employee ($Millions)$5.44M
Bank Premises and Fixed Assets$2.84M
Cash and Balances due from Depository Institutions$13.20M
Deposits Held in Domestic Offices$259.10M

Key Performance Ratios

Return on Assets (ROA)0.73%
Return on Equity (ROE)8.38%
Net Interest Margin3.25%
Efficiency Ratio75.12%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.055%
Earning Assets to total Assets95.64%

Income and Expense

Total Interest Income$3.58M
Total Noninterest Income$274.00k
Total Interest Expense$1.17M
Total Noninterest Expense$2.01M
Net Interest Income$2.41M
Pre-tax Net Operating Income$667.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$19.64M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$1.51M
All Other Liabilities$1.75M
Total Liabilities and Capital$310.07M

Securities

Securities$165.18M
Available-for-sale debt securities$96.83M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$68.36M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank in Amboy?
$310.07M as of the latest filing.
How much are The First National Bank in Amboy's total deposits?
$259.10M in total deposits.
Where is The First National Bank in Amboy located?
Amboy, IL.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
5.
When was it established?
08/11/1934.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$122.43M (latest filing).
What is the total interest income (latest filing)?
$3.58M.