The First National Bank in Amboy
Amboy, IL
IDRSSD: 656032
Total Assets
$313.69M
Latest filing
Total Deposits
$258.91M
Latest filing
Net Interest Margin
3.39%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071911364AMBOY, IL
Key People
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Locations
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Main Office
The First National Bank in Amboy
220 E Main St
Amboy, IL 61310
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/11/1934FDIC Certificate 9176
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank in Amboy (Main) | 220 E Main St | Amboy, IL |
| DIXON BRANCH | 728 Crawford Ave | Dixon, IL |
| DIXON NORTH BRANCH | 1314 N Galena Ave | Dixon, IL |
| MONROE CENTER BRANCH | 5558 N Clark St | Monroe Center, IL |
| FRANKLIN GROVE BANK BRANCH | 108 Elm Street | Franklin Grove, IL |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/11/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61310 |
| State and County Number | 17103 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Dixon, IL |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/11/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbamboy.com |
| Data Updated | 01/30/2026 |
| CERT | 14674 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $313.69M |
| Total Deposits | $258.91M |
| Total Liabilities | $284.37M |
| Total Equity Capital | $29.32M |
| Net Income | $702.00k |
| Net Loans and Leases | $130.72M |
| Assets Per Employee ($Millions) | $5.32M |
| Bank Premises and Fixed Assets | $2.78M |
| Cash and Balances due from Depository Institutions | $10.49M |
| Deposits Held in Domestic Offices | $258.91M |
Key Performance Ratios
| Return on Assets (ROA) | 0.9% |
| Return on Equity (ROE) | 9.78% |
| Net Interest Margin | 3.39% |
| Efficiency Ratio | 73.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.347% |
| Earning Assets to total Assets | 96.21% |
Income and Expense
| Total Interest Income | $3.62M |
| Total Noninterest Income | $323.00k |
| Total Interest Expense | $1.08M |
| Total Noninterest Expense | $2.09M |
| Net Interest Income | $2.54M |
| Pre-tax Net Operating Income | $767.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $20.43M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.08M |
| All Other Liabilities | $1.95M |
| Total Liabilities and Capital | $313.69M |
Securities
| Securities | $163.55M |
| Available-for-sale debt securities | $95.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $67.70M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank in Amboy?
$313.69M as of the latest filing.
How much are The First National Bank in Amboy's total deposits?
$258.91M in total deposits.
Where is The First National Bank in Amboy located?
Amboy, IL.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
5.
When was it established?
08/11/1934.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$130.72M (latest filing).
What is the total interest income (latest filing)?
$3.62M.