First Bank of Manhattan

Manhattan, IL
IDRSSD: 238139
Total Assets
$276.94M
Latest filing
Total Deposits
$252.64M
Latest filing
Net Interest Margin
3.00%
Profitability

Locations

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Main Office
First Bank of Manhattan
230 S State St
Manhattan, IL 60442
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1907FDIC Certificate 2371

Branches (2)

Page 1 of 1
NameAddressCity / State
First Bank of Manhattan (Main)230 S State StManhattan, IL
550 WEST NORTH STREET OFFICE550 W North StManhattan, IL
836 W. LARAWAY BRANCH836 Laraway RdNew Lenox, IL
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1907
Community BankYes
Ownership TypeNot Mutual
ZIP60442
State and County Number17197
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees45
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fnbmanhattan.com
Data Updated11/14/2025
CERT3702
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$276.94M
Total Deposits$252.64M
Total Liabilities$253.44M
Total Equity Capital$23.50M
Net Income$678.00k
Net Loans and Leases$143.79M
Assets Per Employee ($Millions)$6.92M
Bank Premises and Fixed Assets$2.42M
Cash and Balances due from Depository Institutions$40.34M
Deposits Held in Domestic Offices$252.64M

Key Performance Ratios

Return on Assets (ROA)0.99%
Return on Equity (ROE)11.76%
Net Interest Margin3%
Efficiency Ratio67.78%
Tier 1 Risk-Based Capital Ratio18.498%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.486%
Earning Assets to total Assets96.8%

Income and Expense

Total Interest Income$2.80M
Total Noninterest Income$208.00k
Total Interest Expense$819.00k
Total Noninterest Expense$1.48M
Net Interest Income$1.98M
Pre-tax Net Operating Income$678.00k
Provision for Credit Losses$27.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$798.00k
Total Liabilities and Capital$276.94M

Securities

Securities$88.55M
Available-for-sale debt securities$76.33M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$12.22M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Bank of Manhattan?
$276.94M as of the latest filing.
How much are First Bank of Manhattan's total deposits?
$252.64M in total deposits.
Where is First Bank of Manhattan located?
Manhattan, IL.
What is the Net Interest Margin?
3.00%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.99%.
How much are total loans and leases?
$143.79M (latest filing).
What is the total interest income (latest filing)?
$2.80M.