Hiawatha Bank and Trust Company

Hiawatha, IA
IDRSSD: 2536633
Total Assets
$146.92M
Latest filing
Total Deposits
$122.51M
Latest filing
Net Interest Margin
4.00%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Hiawatha Bank and Trust Company
777 N Center Point Rd
Hiawatha, IA 52233
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/15/1997FDIC Certificate 57679

Branches (2)

Page 1 of 1
NameAddressCity / State
Hiawatha Bank and Trust Company (Main)777 N Center Point RdHiawatha, IA
WALKER BRANCH116 Greene StWalker, IA
CENTER POINT BRANCH901 Bank CtCenter Point, IA
Showing 2 of 2

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/15/1997
Community BankYes
Ownership TypeNot Mutual
ZIP52233
State and County Number19113
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameCedar Rapids, IA

Operational Info

Number of Employees20
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance09/15/1997
Primary Insurance AgencyDIF
Websitehttp://www.hiawathabank.com
Data Updated11/14/2025
CERT34488
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$146.92M
Total Deposits$122.51M
Total Liabilities$131.21M
Total Equity Capital$15.71M
Net Income$432.00k
Net Loans and Leases$99.38M
Assets Per Employee ($Millions)$7M
Bank Premises and Fixed Assets$1.06M
Cash and Balances due from Depository Institutions$2.87M
Deposits Held in Domestic Offices$122.51M

Key Performance Ratios

Return on Assets (ROA)1.19%
Return on Equity (ROE)11.18%
Net Interest Margin4%
Efficiency Ratio61.6%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.692%
Earning Assets to total Assets93.32%

Income and Expense

Total Interest Income$1.82M
Total Noninterest Income$104.00k
Total Interest Expense$454.00k
Total Noninterest Expense$903.00k
Net Interest Income$1.36M
Pre-tax Net Operating Income$563.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$152.00k
Other borrowed funds$7.50M
Federal Funds Sold & Reverse Repurchase Agreement$636.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.21M
Total Liabilities and Capital$146.92M

Securities

Securities$36.44M
Available-for-sale debt securities$36.44M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Hiawatha Bank and Trust Company?
$146.92M as of the latest filing.
How much are Hiawatha Bank and Trust Company's total deposits?
$122.51M in total deposits.
Where is Hiawatha Bank and Trust Company located?
Hiawatha, IA.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
3.
When was it established?
09/15/1997.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$99.38M (latest filing).
What is the total interest income (latest filing)?
$1.82M.