HarborOne Bank

Brockton, MA
IDRSSD: 40499
Total Assets
$5.63B
Latest filing
Total Deposits
$4.46B
Latest filing
Net Interest Margin
2.55%
Profitability

Locations

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Main Office
HarborOne Bank
68 Legion Pkwy
Brockton, MA 02301
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/2013FDIC Certificate 530022

Branches (32)

Page 1 of 5
NameAddressCity / State
HarborOne Bank (Main)68 Legion PkwyBrockton, MA
COASTWAY CMNTY BR180 Washington StProvidence, RI
WOMEN & INFANTS HOSPITAL BRANCH101 Dudley StProvidence, RI
WARWICK AVENUE BRANCH2089 Warwick AveWarwick, RI
COWESETT BRANCH3830 Post RdWarwick, RI
CRANSTON BRANCH1155 Reservoir AveCranston, RI
EAST PROVIDENCE BRANCH2830 Pawtucket AveRiverside, RI
CRANSTON WESTERN BRANCH200 Comstock PkwyCranston, RI
Showing 7 of 32

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/2013
Community BankYes
Ownership TypeNot Mutual
ZIP02301
State and County Number25023
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBoston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees488
Domestic Offices33
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance07/01/2013
Primary Insurance AgencyDIF
Websitewww.harborone.com
Data Updated11/14/2025
CERT59070
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$5.63B
Total Deposits$4.46B
Total Liabilities$5.08B
Total Equity Capital$544.57M
Net Income$4.37M
Net Loans and Leases$4.74B
Assets Per Employee ($Millions)$11.58M
Bank Premises and Fixed Assets$63.31M
Cash and Balances due from Depository Institutions$206.17M
Deposits Held in Domestic Offices$4.46B

Key Performance Ratios

Return on Assets (ROA)0.31%
Return on Equity (ROE)3.22%
Net Interest Margin2.55%
Efficiency Ratio69.7%
Tier 1 Risk-Based Capital Ratio11.336%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.57%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.677%
Earning Assets to total Assets92.59%

Income and Expense

Total Interest Income$64.83M
Total Noninterest Income$13.45M
Total Interest Expense$31.81M
Total Noninterest Expense$32.59M
Net Interest Income$33.03M
Pre-tax Net Operating Income$5.89M
Provision for Credit Losses$8.00M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$515.64M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$91.23M
Total Liabilities and Capital$5.63B

Securities

Securities$300.31M
Available-for-sale debt securities$286.17M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$14.14M
Subordinated Debt$0
Trading Account Assets$16.69M
Trading Liabilities$16.69M

Frequently Asked Questions

What are the total assets of HarborOne Bank?
$5.63B as of the latest filing.
How much are HarborOne Bank's total deposits?
$4.46B in total deposits.
Where is HarborOne Bank located?
Brockton, MA.
What is the Net Interest Margin?
2.55%.
How many domestic offices does it operate?
33.
When was it established?
07/01/2013.
What is the Return on Assets (ROA)?
0.31%.
How much are total loans and leases?
$4.74B (latest filing).
What is the total interest income (latest filing)?
$64.83M.