Needham Bank
Needham, MA
IDRSSD: 339773
Total Assets
$6.93B
Latest filing
Total Deposits
$5.86B
Latest filing
Net Interest Margin
3.97%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211373539NEEDHAM, MA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Needham Bank
1063 Great Plain Ave
Needham, MA 02492
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1892FDIC Certificate 33149
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Needham Bank (Main) | 1063 Great Plain Ave | Needham, MA |
| BANKPROV BRANCH | 5 Market St | Amesbury, MA |
| MEDFIELD BRANCH | 520 Main St | Medfield, MA |
| WESTWOOD BRANCH | 341 Washington St | Westwood, MA |
| WELLESLEY BRANCH | 458 Washington St | Wellesley, MA |
| HAVERHILL ROAD BRANCH | 1 Haverhill Rd | Amesbury, MA |
| DEHAM BRANCH | 326 Washington St | Dedham, MA |
| STOREY AVENUE BRANCH | 66 Storey Ave | Newburyport, MA |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1892 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02492 |
| State and County Number | 25021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 391 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/15/2025 |
| Date of Deposit Insurance | 01/13/1986 |
| Primary Insurance Agency | DIF |
| Website | www.needhambank.com |
| Data Updated | 01/30/2026 |
| CERT | 26483 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.93B |
| Total Deposits | $5.86B |
| Total Liabilities | $6.15B |
| Total Equity Capital | $779.19M |
| Net Income | $9.95M |
| Net Loans and Leases | $5.97B |
| Assets Per Employee ($Millions) | $12.95M |
| Bank Premises and Fixed Assets | $67.10M |
| Cash and Balances due from Depository Institutions | $334.76M |
| Deposits Held in Domestic Offices | $5.86B |
Key Performance Ratios
| Return on Assets (ROA) | 0.65% |
| Return on Equity (ROE) | 5.56% |
| Net Interest Margin | 3.97% |
| Efficiency Ratio | 72.43% |
| Tier 1 Risk-Based Capital Ratio | 11.559% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.249% |
| Earning Assets to total Assets | 94.03% |
Income and Expense
| Total Interest Income | $96.58M |
| Total Noninterest Income | $3.98M |
| Total Interest Expense | $39.02M |
| Total Noninterest Expense | $45.03M |
| Net Interest Income | $57.56M |
| Pre-tax Net Operating Income | $17.57M |
| Provision for Credit Losses | $-1,062,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $196.24M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.06M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $92.36M |
| Total Liabilities and Capital | $6.93B |
Securities
| Securities | $268.96M |
| Available-for-sale debt securities | $268.96M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Needham Bank?
$6.93B as of the latest filing.
How much are Needham Bank's total deposits?
$5.86B in total deposits.
Where is Needham Bank located?
Needham, MA.
What is the Net Interest Margin?
3.97%.
How many domestic offices does it operate?
12.
When was it established?
01/01/1892.
What is the Return on Assets (ROA)?
0.65%.
How much are total loans and leases?
$5.97B (latest filing).
What is the total interest income (latest filing)?
$96.58M.