Leader Bank, National Association

Arlington, MA
IDRSSD: 3109146
Total Assets
$5.08B
Latest filing
Total Deposits
$4.16B
Latest filing
Net Interest Margin
2.22%
Profitability

Locations

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Main Office
Leader Bank, National Association
141 Massachusetts Ave
Arlington, MA 02474
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/08/2002FDIC Certificate 358427

Branches (5)

Page 1 of 1
NameAddressCity / State
Leader Bank, National Association (Main)141 Massachusetts AveArlington, MA
CENTRAL SQUARE BRANCH675 Massachusetts AveCambridge, MA
BELMONT BRANCH363 Pleasant StBelmont, MA
BURLINGTON BRANCH50 Mall RdBurlington, MA
ARLINGTON HEIGHTS BRANCH1201 Massachusetts AveArlington, MA
SEAPORT BRANCH48 Northern AveBoston, MA
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date05/08/2002
Community BankYes
Ownership TypeNot Mutual
ZIP02474
State and County Number25017
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBoston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees410
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance05/08/2002
Primary Insurance AgencyDIF
Websitewww.leaderbank.com/
Data Updated11/14/2025
CERT57134
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$5.08B
Total Deposits$4.16B
Total Liabilities$4.55B
Total Equity Capital$530.42M
Net Income$10.94M
Net Loans and Leases$4.05B
Assets Per Employee ($Millions)$12.04M
Bank Premises and Fixed Assets$14.12M
Cash and Balances due from Depository Institutions$600.51M
Deposits Held in Domestic Offices$4.16B

Key Performance Ratios

Return on Assets (ROA)0.86%
Return on Equity (ROE)8.35%
Net Interest Margin2.22%
Efficiency Ratio55.69%
Tier 1 Risk-Based Capital Ratio20.8%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.35%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.438%
Earning Assets to total Assets96.84%

Income and Expense

Total Interest Income$60.63M
Total Noninterest Income$16.90M
Total Interest Expense$33.24M
Total Noninterest Expense$24.67M
Net Interest Income$27.39M
Pre-tax Net Operating Income$15.15M
Provision for Credit Losses$4.47M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$325.97M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$64.76M
Total Liabilities and Capital$5.08B

Securities

Securities$300.44M
Available-for-sale debt securities$258.84M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$41.60M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Leader Bank, National Association?
$5.08B as of the latest filing.
How much are Leader Bank, National Association's total deposits?
$4.16B in total deposits.
Where is Leader Bank, National Association located?
Arlington, MA.
What is the Net Interest Margin?
2.22%.
How many domestic offices does it operate?
6.
When was it established?
05/08/2002.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$4.05B (latest filing).
What is the total interest income (latest filing)?
$60.63M.