Beacon Bank and Trust
Brookline, MA
IDRSSD: 782306
Total Assets
$23.18B
Latest filing
Total Deposits
$19.71B
Latest filing
Net Interest Margin
3.78%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
3 routesView all→
011304711BROOKLINE, MA011307213BROOKLINE, MA211371489BROOKLINE, MA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Beacon Bank and Trust
2 Harvard St
Brookline, MA 02445
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1871FDIC Certificate 11747
Branches (149)
Page 1 of 22| Name | Address | City / State |
|---|---|---|
| Beacon Bank and Trust (Main) | 2 Harvard St | Brookline, MA |
| PCSB BRANCH | 2477 Route 6 | Brewster, NY |
| COMMERCE BR | 386 Main St | Worcester, MA |
| SAVINGS INSTITUTE B&TC BRANCH | 803 Main St | Willimantic, CT |
| MOUNT VERNON BR | 119 Gramatan Avenue | Mount Vernon, NY |
| BERKSHIRE BRANCH | 24 North St | Pittsfield, MA |
| FIRST IPSWICH BANK BRANCH | 31 Market St | Ipswich, MA |
| 244 MAIN STREET BRANCH | 244 Main St | Great Barrington, MA |
Showing 7 of 149
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1871 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 02445 |
| State and County Number | 25021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 2,028 |
| Domestic Offices | 151 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/02/2025 |
| Date of Deposit Insurance | 09/03/1957 |
| Primary Insurance Agency | DIF |
| Website | www.beaconbank.com |
| Data Updated | 01/30/2026 |
| CERT | 17798 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $23.18B |
| Total Deposits | $19.71B |
| Total Liabilities | $20.67B |
| Total Equity Capital | $2.51B |
| Net Income | $107.22M |
| Net Loans and Leases | $17.78B |
| Assets Per Employee ($Millions) | $11.54M |
| Bank Premises and Fixed Assets | $241.49M |
| Cash and Balances due from Depository Institutions | $2.05B |
| Deposits Held in Domestic Offices | $19.71B |
Key Performance Ratios
| Return on Assets (ROA) | 1.87% |
| Return on Equity (ROE) | 17.47% |
| Net Interest Margin | 3.78% |
| Efficiency Ratio | 56.91% |
| Tier 1 Risk-Based Capital Ratio | 11.218% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -1.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.823% |
| Earning Assets to total Assets | 92.35% |
Income and Expense
| Total Interest Income | $308.81M |
| Total Noninterest Income | $25.03M |
| Total Interest Expense | $109.20M |
| Total Noninterest Expense | $136.63M |
| Net Interest Income | $199.62M |
| Pre-tax Net Operating Income | $147.13M |
| Provision for Credit Losses | $-59,122,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $589.79M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $255.47M |
| Total Liabilities and Capital | $23.18B |
Securities
| Securities | $1.69B |
| Available-for-sale debt securities | $1.69B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $102.51M |
| Trading Liabilities | $116.19M |
Frequently Asked Questions
What are the total assets of Beacon Bank and Trust?
$23.18B as of the latest filing.
How much are Beacon Bank and Trust's total deposits?
$19.71B in total deposits.
Where is Beacon Bank and Trust located?
Brookline, MA.
What is the Net Interest Margin?
3.78%.
How many domestic offices does it operate?
151.
When was it established?
01/01/1871.
What is the Return on Assets (ROA)?
1.87%.
How much are total loans and leases?
$17.78B (latest filing).
What is the total interest income (latest filing)?
$308.81M.