Beacon Bank and Trust
Brookline, MA
IDRSSD: 782306
Total Assets
$22.78B
Latest filing
Total Deposits
$19.09B
Latest filing
Net Interest Margin
6.35%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Beacon Bank and Trust
2 Harvard St
Brookline, MA 02445
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1871FDIC Certificate 11747
Branches (150)
Page 1 of 22| Name | Address | City / State |
|---|---|---|
| Beacon Bank and Trust (Main) | 2 Harvard St | Brookline, MA |
| PCSB BRANCH | 2477 Route 6 | Brewster, NY |
| COMMERCE BR | 386 Main St | Worcester, MA |
| SAVINGS INSTITUTE B&TC BRANCH | 803 Main St | Willimantic, CT |
| MOUNT VERNON BR | 119 Gramatan Avenue | Mount Vernon, NY |
| BERKSHIRE BRANCH | 24 North St | Pittsfield, MA |
| FIRST IPSWICH BANK BRANCH | 31 Market St | Ipswich, MA |
| 244 MAIN STREET BRANCH | 244 Main St | Great Barrington, MA |
Showing 7 of 150
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1871 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 02445 |
| State and County Number | 25021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 499 |
| Domestic Offices | 28 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/02/2025 |
| Date of Deposit Insurance | 09/03/1957 |
| Primary Insurance Agency | DIF |
| Website | www.beaconbank.com |
| Data Updated | 11/14/2025 |
| CERT | 17798 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $22.78B |
| Total Deposits | $19.09B |
| Total Liabilities | $20.38B |
| Total Equity Capital | $2.40B |
| Net Income | $-27,632,000 |
| Net Loans and Leases | $18.07B |
| Assets Per Employee ($Millions) | $11.23M |
| Bank Premises and Fixed Assets | $244.23M |
| Cash and Balances due from Depository Institutions | $1.23B |
| Deposits Held in Domestic Offices | $19.09B |
Key Performance Ratios
| Return on Assets (ROA) | -0.76% |
| Return on Equity (ROE) | -7.36% |
| Net Interest Margin | 6.35% |
| Efficiency Ratio | 76.81% |
| Tier 1 Risk-Based Capital Ratio | 10.553% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.42% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.536% |
| Earning Assets to total Assets | 92% |
Income and Expense
| Total Interest Income | $357.72M |
| Total Noninterest Income | $17.79M |
| Total Interest Expense | $144.94M |
| Total Noninterest Expense | $183.39M |
| Net Interest Income | $212.78M |
| Pre-tax Net Operating Income | $-40,439,000 |
| Provision for Credit Losses | $87.61M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $824.00k |
| Other borrowed funds | $882.23M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $286.17M |
| Total Liabilities and Capital | $22.78B |
Securities
| Securities | $1.74B |
| Available-for-sale debt securities | $1.74B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $106.68M |
| Trading Liabilities | $121.27M |
Frequently Asked Questions
What are the total assets of Beacon Bank and Trust?
$22.78B as of the latest filing.
How much are Beacon Bank and Trust's total deposits?
$19.09B in total deposits.
Where is Beacon Bank and Trust located?
Brookline, MA.
What is the Net Interest Margin?
6.35%.
How many domestic offices does it operate?
28.
When was it established?
01/01/1871.
What is the Return on Assets (ROA)?
-0.76%.
How much are total loans and leases?
$18.07B (latest filing).
What is the total interest income (latest filing)?
$357.72M.