PeoplesBank
Holyoke, MA
IDRSSD: 613400
Total Assets
$4.48B
Latest filing
Total Deposits
$3.61B
Latest filing
Net Interest Margin
2.59%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
PeoplesBank
330 Whitney Ave
Holyoke, MA 01040
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/17/1885FDIC Certificate 17804
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| PeoplesBank (Main) | 330 Whitney Ave | Holyoke, MA |
| SUFFIELD BRANCH | 30 Bridge St | Suffield, CT |
| EAST GRANBY BRANCH | 1 Turkey Hills Rd | East Granby, CT |
| SOUTH HADLEY BRANCH | 468 Newton St | South Hadley, MA |
| WILLIAMS PLACE BRANCH | 783 Williams St | Longmeadow, MA |
| MEMORIAL DRIVE BRANCH | 610 Memorial Dr | Chicopee, MA |
| AMHERST BRANCH | 56 Amity St | Amherst, MA |
| EAST LONGMEADOW BRANCH | 201 N Main St | East Longmeadow, MA |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 03/17/1885 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 01040 |
| State and County Number | 25013 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Springfield, MA |
Operational Info
| Number of Employees | 345 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1985 |
| Primary Insurance Agency | DIF |
| Website | www.bankatpeoples.com |
| Data Updated | 01/30/2026 |
| CERT | 90213 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.48B |
| Total Deposits | $3.61B |
| Total Liabilities | $4.08B |
| Total Equity Capital | $399.38M |
| Net Income | $4.69M |
| Net Loans and Leases | $3.49B |
| Assets Per Employee ($Millions) | $12.65M |
| Bank Premises and Fixed Assets | $75.75M |
| Cash and Balances due from Depository Institutions | $84.67M |
| Deposits Held in Domestic Offices | $3.61B |
Key Performance Ratios
| Return on Assets (ROA) | 0.43% |
| Return on Equity (ROE) | 4.73% |
| Net Interest Margin | 2.59% |
| Efficiency Ratio | 80.94% |
| Tier 1 Risk-Based Capital Ratio | 12.202% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.28% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.916% |
| Earning Assets to total Assets | 91.71% |
Income and Expense
| Total Interest Income | $51.01M |
| Total Noninterest Income | $2.47M |
| Total Interest Expense | $24.73M |
| Total Noninterest Expense | $24.17M |
| Net Interest Income | $26.28M |
| Pre-tax Net Operating Income | $1.51M |
| Provision for Credit Losses | $3.08M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $356.84M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.00M |
| Federal Funds Purchased and Repurchased Agreement | $12.53M |
| All Other Liabilities | $96.69M |
| Total Liabilities and Capital | $4.48B |
Securities
| Securities | $569.08M |
| Available-for-sale debt securities | $569.08M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PeoplesBank?
$4.48B as of the latest filing.
How much are PeoplesBank's total deposits?
$3.61B in total deposits.
Where is PeoplesBank located?
Holyoke, MA.
What is the Net Interest Margin?
2.59%.
How many domestic offices does it operate?
20.
When was it established?
03/17/1885.
What is the Return on Assets (ROA)?
0.43%.
How much are total loans and leases?
$3.49B (latest filing).
What is the total interest income (latest filing)?
$51.01M.