PeoplesBank
Holyoke, MA
IDRSSD: 613400
Total Assets
$4.35B
Latest filing
Total Deposits
$3.52B
Latest filing
Net Interest Margin
2.86%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
PeoplesBank
330 Whitney Ave
Holyoke, MA 01040
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/17/1885FDIC Certificate 17804
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| PeoplesBank (Main) | 330 Whitney Ave | Holyoke, MA |
| SUFFIELD BRANCH | 30 Bridge St | Suffield, CT |
| EAST GRANBY BRANCH | 1 Turkey Hills Rd | East Granby, CT |
| SOUTH HADLEY BRANCH | 468 Newton St | South Hadley, MA |
| WILLIAMS PLACE BRANCH | 783 Williams St | Longmeadow, MA |
| MEMORIAL DRIVE BRANCH | 610 Memorial Dr | Chicopee, MA |
| AMHERST BRANCH | 56 Amity St | Amherst, MA |
| EAST LONGMEADOW BRANCH | 201 N Main St | East Longmeadow, MA |
Showing 7 of 19
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Hingham Institution for Savings
Hingham, Massachusetts
→
Assets: $4.54BΔ +4.7%
Leader Bank, National Association
Arlington, Massachusetts
→
Assets: $5.11BΔ +17.9%
Needham Bank
Needham, Massachusetts
→
Assets: $5.13BΔ +18.3%
Institution for Savings in Newburyport and Its Vicinity
Newburyport, Massachusetts
→
Assets: $5.37BΔ +23.8%
Northern Bank & Trust Company
Woburn, Massachusetts
→
Assets: $3.22BΔ -25.6%
HarborOne Bank
Brockton, Massachusetts
→
Assets: $5.61BΔ +29.5%
Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 03/17/1885 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 01040 |
| State and County Number | 25013 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Springfield, MA |
Operational Info
| Number of Employees | 350 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1985 |
| Primary Insurance Agency | DIF |
| Website | www.bankatpeoples.com |
| Data Updated | 11/14/2025 |
| CERT | 90213 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.35B |
| Total Deposits | $3.52B |
| Total Liabilities | $3.95B |
| Total Equity Capital | $393.82M |
| Net Income | $6.31M |
| Net Loans and Leases | $3.44B |
| Assets Per Employee ($Millions) | $12.6M |
| Bank Premises and Fixed Assets | $64.61M |
| Cash and Balances due from Depository Institutions | $47.79M |
| Deposits Held in Domestic Offices | $3.52B |
Key Performance Ratios
| Return on Assets (ROA) | 0.58% |
| Return on Equity (ROE) | 6.48% |
| Net Interest Margin | 2.86% |
| Efficiency Ratio | 68.66% |
| Tier 1 Risk-Based Capital Ratio | 12.296% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.056% |
| Earning Assets to total Assets | 92.51% |
Income and Expense
| Total Interest Income | $53.08M |
| Total Noninterest Income | $4.90M |
| Total Interest Expense | $24.43M |
| Total Noninterest Expense | $23.93M |
| Net Interest Income | $28.65M |
| Pre-tax Net Operating Income | $8.20M |
| Provision for Credit Losses | $1.42M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $314.46M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.00k |
| Federal Funds Purchased and Repurchased Agreement | $41.56M |
| All Other Liabilities | $78.17M |
| Total Liabilities and Capital | $4.35B |
Securities
| Securities | $549.41M |
| Available-for-sale debt securities | $549.41M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PeoplesBank?
$4.35B as of the latest filing.
How much are PeoplesBank's total deposits?
$3.52B in total deposits.
Where is PeoplesBank located?
Holyoke, MA.
What is the Net Interest Margin?
2.86%.
How many domestic offices does it operate?
20.
When was it established?
03/17/1885.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$3.44B (latest filing).
What is the total interest income (latest filing)?
$53.08M.