Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	03/09/1855
Community Bank	No
Ownership Type	Not Mutual
ZIP	01970
State and County Number	25009
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	01
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	New York
Core Based Statistical Area Name	Boston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees	661
Domestic Offices	34
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	11/17/2024
Date of Deposit Insurance	01/02/1981
Primary Insurance Agency	DIF
Website	http://www.salemfive.com
Data Updated	10/31/2025
CERT	23296
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$8.43B
Total Deposits	$5.83B
Total Liabilities	$7.49B
Total Equity Capital	$0
Net Income	$19.13M
Net Loans and Leases	$6.45B
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$101.24M
Total Noninterest Income	$16.73M
Total Interest Expense	$51.45M
Total Noninterest Expense	$36.36M
Net Interest Income	$49.79M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About Salem Five Cents Savings Bank

Explore the latest call report data for Salem Five Cents Savings Bank. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of Salem Five Cents Savings Bank?

$8.43B as of the latest filing.

How much are Salem Five Cents Savings Bank's total deposits?

$5.83B in total deposits.

Where is Salem Five Cents Savings Bank located?

Salem, MA.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institutions that are currently open and insured by the FDIC.

How many domestic offices does it operate?

34.

When was it established?

03/09/1855.

Who is the primary regulator?

FDIC.