Gulf Coast Bank and Trust Company
New Orleans, LA
IDRSSD: 1458608
Total Assets
$3.51B
Latest filing
Total Deposits
$3.05B
Latest filing
Net Interest Margin
7.33%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Gulf Coast Bank and Trust Company
200 Saint Charles Ave
New Orleans, LA 70130
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/08/1990FDIC Certificate 46153
Branches (37)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| Gulf Coast Bank and Trust Company (Main) | 200 Saint Charles Ave | New Orleans, LA |
| 737 TERRY PARKWAY BRANCH | 737 Terry Pkwy | Terrytown, LA |
| VETERANS BRANCH | 1825 Veterans Memorial Blvd | Metairie, LA |
| CIVIC CENTER BRANCH | 8216 W Judge Perez Dr | Chalmette, LA |
| WILLIAMS BOULEVARD BRANCH | 3410 Williams Blvd | Kenner, LA |
| LAKEVIEW BRANCH | 848 Harrison Ave | New Orleans, LA |
| COVINGTON BRANCH | 1110 N Highway 190 | Covington, LA |
| SLIDELL BRANCH | 1900 Oak Harbor Blvd | Slidell, LA |
Showing 7 of 37
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/08/1990 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70130 |
| State and County Number | 22071 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | New Orleans-Metairie, LA |
Operational Info
| Number of Employees | 923 |
| Domestic Offices | 38 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/08/1990 |
| Primary Insurance Agency | DIF |
| Website | www.gulfbank.com |
| Data Updated | 11/14/2025 |
| CERT | 32974 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.51B |
| Total Deposits | $3.05B |
| Total Liabilities | $3.20B |
| Total Equity Capital | $302.44M |
| Net Income | $9.48M |
| Net Loans and Leases | $2.50B |
| Assets Per Employee ($Millions) | $3.75M |
| Bank Premises and Fixed Assets | $64.48M |
| Cash and Balances due from Depository Institutions | $150.13M |
| Deposits Held in Domestic Offices | $3.05B |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 12.76% |
| Net Interest Margin | 7.33% |
| Efficiency Ratio | 67.9% |
| Tier 1 Risk-Based Capital Ratio | 11.82% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.98% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.628% |
| Earning Assets to total Assets | 94.09% |
Income and Expense
| Total Interest Income | $80.25M |
| Total Noninterest Income | $14.19M |
| Total Interest Expense | $19.57M |
| Total Noninterest Expense | $53.70M |
| Net Interest Income | $60.68M |
| Pre-tax Net Operating Income | $12.56M |
| Provision for Credit Losses | $8.60M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $278.00k |
| Other borrowed funds | $103.97M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $51.46M |
| Total Liabilities and Capital | $3.51B |
Securities
| Securities | $708.95M |
| Available-for-sale debt securities | $699.06M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Gulf Coast Bank and Trust Company?
$3.51B as of the latest filing.
How much are Gulf Coast Bank and Trust Company's total deposits?
$3.05B in total deposits.
Where is Gulf Coast Bank and Trust Company located?
New Orleans, LA.
What is the Net Interest Margin?
7.33%.
How many domestic offices does it operate?
38.
When was it established?
06/08/1990.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$2.50B (latest filing).
What is the total interest income (latest filing)?
$80.25M.