Greenfield Banking Company

Greenfield, IN
IDRSSD: 592644
Total Assets
$886.14M
Latest filing
Total Deposits
$749.46M
Latest filing
Net Interest Margin
4.37%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/03/1871
Community BankYes
Ownership TypeNot Mutual
ZIP46140
State and County Number18059
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameIndianapolis-Carmel-Anderson, IN

Operational Info

Number of Employees118
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.gbcbank.com
Data Updated11/14/2025
CERT15632
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$886.14M
Total Deposits$749.46M
Total Liabilities$769.73M
Total Equity Capital$116.41M
Net Income$1.89M
Net Loans and Leases$607.26M
Assets Per Employee ($Millions)$7.45M
Bank Premises and Fixed Assets$13.66M
Cash and Balances due from Depository Institutions$93.31M
Deposits Held in Domestic Offices$749.46M

Key Performance Ratios

Return on Assets (ROA)0.85%
Return on Equity (ROE)6.45%
Net Interest Margin4.37%
Efficiency Ratio56.69%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.137%
Earning Assets to total Assets96.12%

Income and Expense

Total Interest Income$11.85M
Total Noninterest Income$2.99M
Total Interest Expense$2.55M
Total Noninterest Expense$6.97M
Net Interest Income$9.30M
Pre-tax Net Operating Income$4.92M
Provision for Credit Losses$400.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$5.67M
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.27M
Total Liabilities and Capital$886.14M

Securities

Securities$154.98M
Available-for-sale debt securities$129.18M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$25.81M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Greenfield Banking Company?
$886.14M as of the latest filing.
How much are Greenfield Banking Company's total deposits?
$749.46M in total deposits.
Where is Greenfield Banking Company located?
Greenfield, IN.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
7.
When was it established?
09/03/1871.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$607.26M (latest filing).
What is the total interest income (latest filing)?
$11.85M.