Farmers & Merchants Bank & Trust

Marinette, WI
IDRSSD: 672247
Total Assets
$174.00M
Latest filing
Total Deposits
$146.52M
Latest filing
Net Interest Margin
4.20%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

075901037MARINETTE, WI

Key People

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Locations

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Main Office
Farmers & Merchants Bank & Trust
1644 Ludington St
Marinette, WI 54143
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/02/1902FDIC Certificate 6653

Branches (2)

Page 1 of 1
NameAddressCity / State
Farmers & Merchants Bank & Trust (Main)1644 Ludington StMarinette, WI
ROOSEVELT ROAD BRANCH2811 Roosevelt RdMarinette, WI
CRIVITZ BRANCH114 S Highway 141Crivitz, WI
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/02/1902
Community BankYes
Ownership TypeNot Mutual
ZIP54143
State and County Number55075
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameMarinette, WI-MI

Operational Info

Number of Employees39
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/02/1934
Primary Insurance AgencyDIF
Websitehttp://www.fmmarinette.com
Data Updated01/30/2026
CERT10382
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$174.00M
Total Deposits$146.52M
Total Liabilities$157.92M
Total Equity Capital$16.08M
Net Income$191.00k
Net Loans and Leases$117.98M
Assets Per Employee ($Millions)$4.14M
Bank Premises and Fixed Assets$1.46M
Cash and Balances due from Depository Institutions$6.03M
Deposits Held in Domestic Offices$146.52M

Key Performance Ratios

Return on Assets (ROA)0.44%
Return on Equity (ROE)4.78%
Net Interest Margin4.2%
Efficiency Ratio79.27%
Tier 1 Risk-Based Capital Ratio16.403%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.35%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.241%
Earning Assets to total Assets94.13%

Income and Expense

Total Interest Income$2.32M
Total Noninterest Income$89.00k
Total Interest Expense$607.00k
Total Noninterest Expense$1.43M
Net Interest Income$1.71M
Pre-tax Net Operating Income$223.00k
Provision for Credit Losses$150.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$101.00k
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$469.00k
Federal Funds Purchased and Repurchased Agreement$394.00k
All Other Liabilities$1.00M
Total Liabilities and Capital$174.00M

Securities

Securities$44.65M
Available-for-sale debt securities$44.65M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers & Merchants Bank & Trust?
$174.00M as of the latest filing.
How much are Farmers & Merchants Bank & Trust's total deposits?
$146.52M in total deposits.
Where is Farmers & Merchants Bank & Trust located?
Marinette, WI.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
3.
When was it established?
12/02/1902.
What is the Return on Assets (ROA)?
0.44%.
How much are total loans and leases?
$117.98M (latest filing).
What is the total interest income (latest filing)?
$2.32M.