Bank of Perry County

Lobelville, TN
IDRSSD: 284239
Total Assets
$243.23M
Latest filing
Total Deposits
$214.46M
Latest filing
Net Interest Margin
4.26%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

064104162LOBELVILLE, TN

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Bank of Perry County
33 S Main St
Lobelville, TN 37097
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/01/1905FDIC Certificate 1128

Branches (2)

Page 1 of 1
NameAddressCity / State
Bank of Perry County (Main)33 S Main StLobelville, TN
LINDEN BRANCH318 S Mill StLinden, TN
BANK OF LEWIS COUNTY, A BRANCH OF BANK OF PERRY COUNTY434 East Main StreetHohenwald, TN
Showing 2 of 2

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/01/1905
Community BankYes
Ownership TypeNot Mutual
ZIP37097
State and County Number47135
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees37
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://thebankonthego.com
Data Updated01/30/2026
CERT1713
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$243.23M
Total Deposits$214.46M
Total Liabilities$220.42M
Total Equity Capital$22.81M
Net Income$772.00k
Net Loans and Leases$196.19M
Assets Per Employee ($Millions)$6.76M
Bank Premises and Fixed Assets$3.08M
Cash and Balances due from Depository Institutions$4.34M
Deposits Held in Domestic Offices$214.46M

Key Performance Ratios

Return on Assets (ROA)1.27%
Return on Equity (ROE)13.77%
Net Interest Margin4.26%
Efficiency Ratio67.32%
Tier 1 Risk-Based Capital Ratio13.321%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.378%
Earning Assets to total Assets94.12%

Income and Expense

Total Interest Income$3.81M
Total Noninterest Income$260.00k
Total Interest Expense$1.38M
Total Noninterest Expense$1.82M
Net Interest Income$2.44M
Pre-tax Net Operating Income$842.00k
Provision for Credit Losses$40.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$538.00k
Other borrowed funds$4.67M
Federal Funds Sold & Reverse Repurchase Agreement$21.04M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.29M
Total Liabilities and Capital$243.23M

Securities

Securities$11.36M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$11.36M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Perry County?
$243.23M as of the latest filing.
How much are Bank of Perry County's total deposits?
$214.46M in total deposits.
Where is Bank of Perry County located?
Lobelville, TN.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
3.
When was it established?
09/01/1905.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$196.19M (latest filing).
What is the total interest income (latest filing)?
$3.81M.