Bank of Perry County
Lobelville, TN
IDRSSD: 284239
Total Assets
$243.07M
Latest filing
Total Deposits
$214.80M
Latest filing
Net Interest Margin
4.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Perry County
33 S Main St
Lobelville, TN 37097
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/01/1905FDIC Certificate 1128
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Perry County (Main) | 33 S Main St | Lobelville, TN |
| LINDEN BRANCH | 318 S Mill St | Linden, TN |
| BANK OF LEWIS COUNTY, A BRANCH OF BANK OF PERRY COUNTY | 434 East Main Street | Hohenwald, TN |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37097 |
| State and County Number | 47135 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://thebankonthego.com |
| Data Updated | 11/14/2025 |
| CERT | 1713 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $243.07M |
| Total Deposits | $214.80M |
| Total Liabilities | $221.03M |
| Total Equity Capital | $22.04M |
| Net Income | $1.08M |
| Net Loans and Leases | $194.80M |
| Assets Per Employee ($Millions) | $6.57M |
| Bank Premises and Fixed Assets | $3.17M |
| Cash and Balances due from Depository Institutions | $4.03M |
| Deposits Held in Domestic Offices | $214.80M |
Key Performance Ratios
| Return on Assets (ROA) | 1.8% |
| Return on Equity (ROE) | 19.88% |
| Net Interest Margin | 4.25% |
| Efficiency Ratio | 55.56% |
| Tier 1 Risk-Based Capital Ratio | 12.943% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.067% |
| Earning Assets to total Assets | 94.39% |
Income and Expense
| Total Interest Income | $3.81M |
| Total Noninterest Income | $314.00k |
| Total Interest Expense | $1.40M |
| Total Noninterest Expense | $1.51M |
| Net Interest Income | $2.41M |
| Pre-tax Net Operating Income | $1.15M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $371.00k |
| Other borrowed funds | $4.99M |
| Federal Funds Sold & Reverse Repurchase Agreement | $22.23M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.25M |
| Total Liabilities and Capital | $243.07M |
Securities
| Securities | $12.06M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $12.06M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Perry County?
$243.07M as of the latest filing.
How much are Bank of Perry County's total deposits?
$214.80M in total deposits.
Where is Bank of Perry County located?
Lobelville, TN.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
3.
When was it established?
09/01/1905.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$194.80M (latest filing).
What is the total interest income (latest filing)?
$3.81M.