Forcht Bank, National Association
Lexington, KY
IDRSSD: 3141726
Total Assets
$1.56B
Latest filing
Total Deposits
$1.40B
Latest filing
Net Interest Margin
3.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Forcht Bank, National Association
2404 Sir Barton Way
Lexington, KY 40509
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/2002FDIC Certificate 363357
Branches (23)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Forcht Bank, National Association (Main) | 2404 Sir Barton Way | Lexington, KY |
| CRITTENDEN BANKING CENTER BRANCH | 230 Violet Rd | Crittenden, KY |
| GRANT - DRY RIDGE | 58 Broadway St | Dry Ridge, KY |
| SOUTH CORBIN BANKING CENTER BRANCH | 1600 Cumberland Falls Hwy | Corbin, KY |
| BARBOURVILLE - MAIN | 406 Knox St | Barbourville, KY |
| CAMPBELLSVILLE WEST BANKING CENTER BRANCH | 391 Campbellsville By-Pass | Campbellsville, KY |
| CORBIN BANKING CENTER BRANCH | 820 Master St | Corbin, KY |
| BURLINGTON BANKING CENTER BRANCH | 6100 1st Financial Dr | Burlington, KY |
Showing 7 of 23
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/01/2002 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40509 |
| State and County Number | 21067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Lexington-Fayette, KY |
Operational Info
| Number of Employees | 252 |
| Domestic Offices | 24 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/01/2002 |
| Primary Insurance Agency | DIF |
| Website | www.forchtbank.com |
| Data Updated | 11/14/2025 |
| CERT | 57415 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.56B |
| Total Deposits | $1.40B |
| Total Liabilities | $1.41B |
| Total Equity Capital | $141.12M |
| Net Income | $2.45M |
| Net Loans and Leases | $1.08B |
| Assets Per Employee ($Millions) | $6.33M |
| Bank Premises and Fixed Assets | $40.86M |
| Cash and Balances due from Depository Institutions | $62.84M |
| Deposits Held in Domestic Offices | $1.40B |
Key Performance Ratios
| Return on Assets (ROA) | 0.63% |
| Return on Equity (ROE) | 7.04% |
| Net Interest Margin | 3.1% |
| Efficiency Ratio | 77.16% |
| Tier 1 Risk-Based Capital Ratio | 12.466% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.069% |
| Earning Assets to total Assets | 89.78% |
Income and Expense
| Total Interest Income | $16.94M |
| Total Noninterest Income | $2.90M |
| Total Interest Expense | $6.18M |
| Total Noninterest Expense | $10.60M |
| Net Interest Income | $10.76M |
| Pre-tax Net Operating Income | $3.06M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $85.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $543.00k |
| Federal Funds Purchased and Repurchased Agreement | $4.79M |
| All Other Liabilities | $7.34M |
| Total Liabilities and Capital | $1.56B |
Securities
| Securities | $287.15M |
| Available-for-sale debt securities | $285.62M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.54M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Forcht Bank, National Association?
$1.56B as of the latest filing.
How much are Forcht Bank, National Association's total deposits?
$1.40B in total deposits.
Where is Forcht Bank, National Association located?
Lexington, KY.
What is the Net Interest Margin?
3.10%.
How many domestic offices does it operate?
24.
When was it established?
10/01/2002.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$1.08B (latest filing).
What is the total interest income (latest filing)?
$16.94M.