Bank of Lexington, Inc.
Lexington, KY
IDRSSD: 3410141
Total Assets
$430.86M
Latest filing
Total Deposits
$380.12M
Latest filing
Net Interest Margin
4.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Lexington, Inc.
761 Corporate Dr
Lexington, KY 40503
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/06/2006FDIC Certificate 441082
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Lexington, Inc. (Main) | 761 Corporate Dr | Lexington, KY |
| TATES CREEK BRANCH | 866 Malabu Dr | Lexington, KY |
| NICHOLASVILLE RD. BRANCH | 1949 Nicholasville Road | Lexington, KY |
| SIR BARTON BRANCH | 2352 Sir Barton Way | Lexington, KY |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/06/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40503 |
| State and County Number | 21067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Lexington-Fayette, KY |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/06/2006 |
| Primary Insurance Agency | DIF |
| Website | www.bankoflexington.net |
| Data Updated | 11/14/2025 |
| CERT | 58164 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $430.86M |
| Total Deposits | $380.12M |
| Total Liabilities | $389.14M |
| Total Equity Capital | $41.72M |
| Net Income | $1.70M |
| Net Loans and Leases | $298.73M |
| Assets Per Employee ($Millions) | $9.37M |
| Bank Premises and Fixed Assets | $9.79M |
| Cash and Balances due from Depository Institutions | $91.64M |
| Deposits Held in Domestic Offices | $380.12M |
Key Performance Ratios
| Return on Assets (ROA) | 1.57% |
| Return on Equity (ROE) | 16.64% |
| Net Interest Margin | 4.02% |
| Efficiency Ratio | 47.43% |
| Tier 1 Risk-Based Capital Ratio | 16.16% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.682% |
| Earning Assets to total Assets | 91.81% |
Income and Expense
| Total Interest Income | $5.75M |
| Total Noninterest Income | $254.00k |
| Total Interest Expense | $1.71M |
| Total Noninterest Expense | $2.04M |
| Net Interest Income | $4.04M |
| Pre-tax Net Operating Income | $2.25M |
| Provision for Credit Losses | $7.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.03M |
| Total Liabilities and Capital | $430.86M |
Securities
| Securities | $16.45M |
| Available-for-sale debt securities | $16.45M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Lexington, Inc.?
$430.86M as of the latest filing.
How much are Bank of Lexington, Inc.'s total deposits?
$380.12M in total deposits.
Where is Bank of Lexington, Inc. located?
Lexington, KY.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
4.
When was it established?
02/06/2006.
What is the Return on Assets (ROA)?
1.57%.
How much are total loans and leases?
$298.73M (latest filing).
What is the total interest income (latest filing)?
$5.75M.