Bank of Lexington, Inc.
Lexington, KY
IDRSSD: 3410141
Total Assets
$401.10M
Latest filing
Total Deposits
$349.71M
Latest filing
Net Interest Margin
4.20%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Lexington, Inc.
761 Corporate Dr
Lexington, KY 40503
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/06/2006FDIC Certificate 441082
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Lexington, Inc. (Main) | 761 Corporate Dr | Lexington, KY |
| TATES CREEK BRANCH | 866 Malabu Dr | Lexington, KY |
| NICHOLASVILLE RD. BRANCH | 1949 Nicholasville Road | Lexington, KY |
| SIR BARTON BRANCH | 2352 Sir Barton Way | Lexington, KY |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/06/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40503 |
| State and County Number | 21067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Lexington-Fayette, KY |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/06/2006 |
| Primary Insurance Agency | DIF |
| Website | www.bankoflexington.net |
| Data Updated | 01/30/2026 |
| CERT | 58164 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $401.10M |
| Total Deposits | $349.71M |
| Total Liabilities | $357.98M |
| Total Equity Capital | $43.12M |
| Net Income | $1.60M |
| Net Loans and Leases | $311.98M |
| Assets Per Employee ($Millions) | $8.53M |
| Bank Premises and Fixed Assets | $9.69M |
| Cash and Balances due from Depository Institutions | $54.40M |
| Deposits Held in Domestic Offices | $349.71M |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 15.07% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 51.45% |
| Tier 1 Risk-Based Capital Ratio | 16.559% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.75% |
| Earning Assets to total Assets | 93.23% |
Income and Expense
| Total Interest Income | $5.68M |
| Total Noninterest Income | $351.00k |
| Total Interest Expense | $1.64M |
| Total Noninterest Expense | $2.26M |
| Net Interest Income | $4.04M |
| Pre-tax Net Operating Income | $2.11M |
| Provision for Credit Losses | $21.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.27M |
| Total Liabilities and Capital | $401.10M |
Securities
| Securities | $12.28M |
| Available-for-sale debt securities | $12.28M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Lexington, Inc.?
$401.10M as of the latest filing.
How much are Bank of Lexington, Inc.'s total deposits?
$349.71M in total deposits.
Where is Bank of Lexington, Inc. located?
Lexington, KY.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
4.
When was it established?
02/06/2006.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$311.98M (latest filing).
What is the total interest income (latest filing)?
$5.68M.