Edmonton State Bank
Glasgow, KY
IDRSSD: 845247
Total Assets
$1.14B
Latest filing
Total Deposits
$984.43M
Latest filing
Net Interest Margin
4.89%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
083904181EDMONTON, KY
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Edmonton State Bank
909 W Main St
Glasgow, KY 42141
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/17/1899FDIC Certificate 6193
Branches (17)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Edmonton State Bank (Main) | 909 W Main St | Glasgow, KY |
| NORTH MAIN BRANCH | 703 N Main St | Tompkinsville, KY |
| GAMALIEL BRANCH | 301 E Main St | Gamaliel, KY |
| CENTER BRANCH | 157 Main St | Center, KY |
| US HIGHWAY WEST BRANCH | U.S. Highway 68-80 West | Edmonton, KY |
| EDMONTON BRANCH | 118 S Main St | Edmonton, KY |
| NORTH SIDE BRANCH | 1300 N Race St | Glasgow, KY |
| SCOTTSVILLE BRANCH | 608 E Main St | Scottsville, KY |
Showing 7 of 17
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/17/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42141 |
| State and County Number | 21009 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Glasgow, KY |
Operational Info
| Number of Employees | 189 |
| Domestic Offices | 18 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.edmontonstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 9678 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.14B |
| Total Deposits | $984.43M |
| Total Liabilities | $1.01B |
| Total Equity Capital | $132.29M |
| Net Income | $6.71M |
| Net Loans and Leases | $867.61M |
| Assets Per Employee ($Millions) | $6.02M |
| Bank Premises and Fixed Assets | $27.61M |
| Cash and Balances due from Depository Institutions | $153.80M |
| Deposits Held in Domestic Offices | $984.43M |
Key Performance Ratios
| Return on Assets (ROA) | 2.37% |
| Return on Equity (ROE) | 20.17% |
| Net Interest Margin | 4.89% |
| Efficiency Ratio | 47.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.625% |
| Earning Assets to total Assets | 94.21% |
Income and Expense
| Total Interest Income | $17.21M |
| Total Noninterest Income | $1.86M |
| Total Interest Expense | $4.19M |
| Total Noninterest Expense | $7.61M |
| Net Interest Income | $13.02M |
| Pre-tax Net Operating Income | $7.04M |
| Provision for Credit Losses | $240.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.76M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.47M |
| All Other Liabilities | $12.97M |
| Total Liabilities and Capital | $1.14B |
Securities
| Securities | $64.23M |
| Available-for-sale debt securities | $40.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $23.81M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Edmonton State Bank?
$1.14B as of the latest filing.
How much are Edmonton State Bank's total deposits?
$984.43M in total deposits.
Where is Edmonton State Bank located?
Glasgow, KY.
What is the Net Interest Margin?
4.89%.
How many domestic offices does it operate?
18.
When was it established?
03/17/1899.
What is the Return on Assets (ROA)?
2.37%.
How much are total loans and leases?
$867.61M (latest filing).
What is the total interest income (latest filing)?
$17.21M.