Edmonton State Bank
Glasgow, KY
IDRSSD: 845247
Total Assets
$1.12B
Latest filing
Total Deposits
$978.50M
Latest filing
Net Interest Margin
4.76%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Edmonton State Bank
909 W Main St
Glasgow, KY 42141
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/17/1899FDIC Certificate 6193
Branches (17)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Edmonton State Bank (Main) | 909 W Main St | Glasgow, KY |
| NORTH MAIN BRANCH | 703 N Main St | Tompkinsville, KY |
| GAMALIEL BRANCH | 301 E Main St | Gamaliel, KY |
| CENTER BRANCH | 157 Main St | Center, KY |
| US HIGHWAY WEST BRANCH | U.S. Highway 68-80 West | Edmonton, KY |
| EDMONTON BRANCH | 118 S Main St | Edmonton, KY |
| NORTH SIDE BRANCH | 1300 N Race St | Glasgow, KY |
| SCOTTSVILLE BRANCH | 608 E Main St | Scottsville, KY |
Showing 7 of 17
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/17/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42141 |
| State and County Number | 21009 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Glasgow, KY |
Operational Info
| Number of Employees | 186 |
| Domestic Offices | 18 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.edmontonstatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 9678 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.12B |
| Total Deposits | $978.50M |
| Total Liabilities | $990.64M |
| Total Equity Capital | $134.10M |
| Net Income | $7.29M |
| Net Loans and Leases | $858.12M |
| Assets Per Employee ($Millions) | $5.95M |
| Bank Premises and Fixed Assets | $27.74M |
| Cash and Balances due from Depository Institutions | $158.58M |
| Deposits Held in Domestic Offices | $978.50M |
Key Performance Ratios
| Return on Assets (ROA) | 2.62% |
| Return on Equity (ROE) | 22.05% |
| Net Interest Margin | 4.76% |
| Efficiency Ratio | 42.63% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.923% |
| Earning Assets to total Assets | 94.17% |
Income and Expense
| Total Interest Income | $16.85M |
| Total Noninterest Income | $1.89M |
| Total Interest Expense | $4.37M |
| Total Noninterest Expense | $6.67M |
| Net Interest Income | $12.48M |
| Pre-tax Net Operating Income | $7.46M |
| Provision for Credit Losses | $240.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.93M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.56M |
| All Other Liabilities | $3.66M |
| Total Liabilities and Capital | $1.12B |
Securities
| Securities | $55.15M |
| Available-for-sale debt securities | $41.73M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $13.42M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Edmonton State Bank?
$1.12B as of the latest filing.
How much are Edmonton State Bank's total deposits?
$978.50M in total deposits.
Where is Edmonton State Bank located?
Glasgow, KY.
What is the Net Interest Margin?
4.76%.
How many domestic offices does it operate?
18.
When was it established?
03/17/1899.
What is the Return on Assets (ROA)?
2.62%.
How much are total loans and leases?
$858.12M (latest filing).
What is the total interest income (latest filing)?
$16.85M.