The Farmers National Bank of Danville

Danville, KY
IDRSSD: 785147
Total Assets
$990.16M
Latest filing
Total Deposits
$891.02M
Latest filing
Net Interest Margin
4.21%
Profitability

Locations

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Main Office
The Farmers National Bank of Danville
304 W Main St
Danville, KY 40422
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/10/1879FDIC Certificate 1779

Branches (14)

Page 1 of 2
NameAddressCity / State
The Farmers National Bank of Danville (Main)304 W Main StDanville, KY
DANVILLE SQUARE BRANCH1714 Perryville RdDanville, KY
PERRYVILLE BRANCH309 E 2nd StPerryville, KY
HARRODSBURG BRANCH776 S College StHarrodsburg, KY
BURGIN BRANCH125 E Main StreetHarrodsburg, KY
LIBERTY BRANCH775 N Wallace Wilkinson BlvdLiberty, KY
JUNCTION CITY BRANCH101 Shelby Junction LnJunction City, KY
STANFORD BRANCH131 Frontier BlvdStanford, KY
Showing 7 of 14

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date02/10/1879
Community BankYes
Ownership TypeNot Mutual
ZIP40422
State and County Number21021
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameDanville, KY

Operational Info

Number of Employees202
Domestic Offices15
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fnbky.com
Data Updated11/14/2025
CERT2740
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$990.16M
Total Deposits$891.02M
Total Liabilities$900.63M
Total Equity Capital$89.53M
Net Income$4.24M
Net Loans and Leases$760.92M
Assets Per Employee ($Millions)$4.98M
Bank Premises and Fixed Assets$20.88M
Cash and Balances due from Depository Institutions$11.61M
Deposits Held in Domestic Offices$891.02M

Key Performance Ratios

Return on Assets (ROA)1.7%
Return on Equity (ROE)19.62%
Net Interest Margin4.21%
Efficiency Ratio60.27%
Tier 1 Risk-Based Capital Ratio13.326%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.042%
Earning Assets to total Assets94.49%

Income and Expense

Total Interest Income$13.83M
Total Noninterest Income$4.18M
Total Interest Expense$3.95M
Total Noninterest Expense$8.47M
Net Interest Income$9.88M
Pre-tax Net Operating Income$5.41M
Provision for Credit Losses$174.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$95.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.00k
Federal Funds Purchased and Repurchased Agreement$987.00k
All Other Liabilities$8.62M
Total Liabilities and Capital$990.16M

Securities

Securities$172.64M
Available-for-sale debt securities$172.64M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Farmers National Bank of Danville?
$990.16M as of the latest filing.
How much are The Farmers National Bank of Danville's total deposits?
$891.02M in total deposits.
Where is The Farmers National Bank of Danville located?
Danville, KY.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
15.
When was it established?
02/10/1879.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$760.92M (latest filing).
What is the total interest income (latest filing)?
$13.83M.