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Field & Main Bank

Henderson, KY
IDRSSD: 618740
Total Assets
$811.92M
Latest filing
Total Deposits
$732.62M
Latest filing
Net Interest Margin
4.00%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date02/02/1934
Community BankYes
Ownership TypeNot Mutual
ZIP42420
State and County Number21101
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameEvansville, IN-KY

Operational Info

Number of Employees116
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date02/08/2023
Date of Deposit Insurance02/05/1934
Primary Insurance AgencyDIF
Websitewww.fieldandmain.com
Data Updated11/14/2025
CERT13838
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$811.92M
Total Deposits$732.62M
Total Liabilities$739.54M
Total Equity Capital$72.38M
Net Income$2.73M
Net Loans and Leases$650.28M
Assets Per Employee ($Millions)$6.94M
Bank Premises and Fixed Assets$14.22M
Cash and Balances due from Depository Institutions$52.69M
Deposits Held in Domestic Offices$732.62M

Key Performance Ratios

Return on Assets (ROA)1.34%
Return on Equity (ROE)15.5%
Net Interest Margin4%
Efficiency Ratio62.22%
Tier 1 Risk-Based Capital Ratio11.092%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.915%
Earning Assets to total Assets92.29%

Income and Expense

Total Interest Income$12.00M
Total Noninterest Income$1.97M
Total Interest Expense$4.50M
Total Noninterest Expense$5.89M
Net Interest Income$7.50M
Pre-tax Net Operating Income$3.43M
Provision for Credit Losses$150.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$644.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.28M
Total Liabilities and Capital$811.92M

Securities

Securities$55.18M
Available-for-sale debt securities$55.18M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Field & Main Bank?
$811.92M as of the latest filing.
How much are Field & Main Bank's total deposits?
$732.62M in total deposits.
Where is Field & Main Bank located?
Henderson, KY.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
6.
When was it established?
02/02/1934.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$650.28M (latest filing).
What is the total interest income (latest filing)?
$12.00M.