Field & Main Bank
Henderson, KY
IDRSSD: 618740
Total Assets
$860.83M
Latest filing
Total Deposits
$781.99M
Latest filing
Net Interest Margin
4.04%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
083900525HENDERSON, KY
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Field & Main Bank
140 N Main St
Henderson, KY 42420
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/02/1934FDIC Certificate 8651
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Field & Main Bank (Main) | 140 N Main St | Henderson, KY |
| CYNTHIANA BRANCH | 103 E Bridge St | Cynthiana, KY |
| OLD ORCHARD BRANCH | 400 Barret Blvd | Henderson, KY |
| EASTGATE BRANCH | 1716 2nd St | Henderson, KY |
| BURKHARDT BRANCH | 1020 N Burkhardt Rd | Evansville, IN |
| LEXINGTON MAIN BRANCH | 369 E Main St | Lexington, KY |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/02/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42420 |
| State and County Number | 21101 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Evansville, IN-KY |
Operational Info
| Number of Employees | 117 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/08/2023 |
| Date of Deposit Insurance | 02/05/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fieldandmain.com |
| Data Updated | 01/30/2026 |
| CERT | 13838 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $860.83M |
| Total Deposits | $781.99M |
| Total Liabilities | $787.25M |
| Total Equity Capital | $73.58M |
| Net Income | $1.11M |
| Net Loans and Leases | $644.31M |
| Assets Per Employee ($Millions) | $7.62M |
| Bank Premises and Fixed Assets | $13.94M |
| Cash and Balances due from Depository Institutions | $107.52M |
| Deposits Held in Domestic Offices | $781.99M |
Key Performance Ratios
| Return on Assets (ROA) | 0.53% |
| Return on Equity (ROE) | 6.06% |
| Net Interest Margin | 4.04% |
| Efficiency Ratio | 64.94% |
| Tier 1 Risk-Based Capital Ratio | 11.288% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.547% |
| Earning Assets to total Assets | 92.97% |
Income and Expense
| Total Interest Income | $12.16M |
| Total Noninterest Income | $1.47M |
| Total Interest Expense | $4.33M |
| Total Noninterest Expense | $6.04M |
| Net Interest Income | $7.83M |
| Pre-tax Net Operating Income | $1.15M |
| Provision for Credit Losses | $2.11M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $603.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.67M |
| Total Liabilities and Capital | $860.83M |
Securities
| Securities | $55.98M |
| Available-for-sale debt securities | $55.98M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Field & Main Bank?
$860.83M as of the latest filing.
How much are Field & Main Bank's total deposits?
$781.99M in total deposits.
Where is Field & Main Bank located?
Henderson, KY.
What is the Net Interest Margin?
4.04%.
How many domestic offices does it operate?
6.
When was it established?
02/02/1934.
What is the Return on Assets (ROA)?
0.53%.
How much are total loans and leases?
$644.31M (latest filing).
What is the total interest income (latest filing)?
$12.16M.