The Cecilian Bank
Cecilia, KY
IDRSSD: 982142
Total Assets
$1.56B
Latest filing
Total Deposits
$1.28B
Latest filing
Net Interest Margin
3.93%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Cecilian Bank
104 E Main St
Cecilia, KY 42724
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/01/1903FDIC Certificate 5587
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| The Cecilian Bank (Main) | 104 E Main St | Cecilia, KY |
| RINEYVILLE BRANCH | 6151 Rineyville Rd | Rineyville, KY |
| OAKLAWN BRANCH | 1808 N Dixie Ave | Elizabethtown, KY |
| SONORA BRANCH | 235 E Western Ave | Sonora, KY |
| SOUTHGATE BRANCH | 402 S Main St | Leitchfield, KY |
| IRVINGTON BRANCH | 1211 W Highway 60 | Irvington, KY |
| MUNFORDVILLE BRANCH | 925 Main St | Munfordville, KY |
| LEITCHFIELD BRANCH | 1625 Elizabethtown Rd | Leitchfield, KY |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42724 |
| State and County Number | 21093 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Elizabethtown-Fort Knox, KY |
Operational Info
| Number of Employees | 246 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.thececilianbank.com |
| Data Updated | 01/30/2026 |
| CERT | 8774 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.56B |
| Total Deposits | $1.28B |
| Total Liabilities | $1.40B |
| Total Equity Capital | $163.24M |
| Net Income | $5.38M |
| Net Loans and Leases | $1.05B |
| Assets Per Employee ($Millions) | $6.42M |
| Bank Premises and Fixed Assets | $21.76M |
| Cash and Balances due from Depository Institutions | $82.15M |
| Deposits Held in Domestic Offices | $1.28B |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 13.23% |
| Net Interest Margin | 3.93% |
| Efficiency Ratio | 48.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.36% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.456% |
| Earning Assets to total Assets | 93.08% |
Income and Expense
| Total Interest Income | $20.23M |
| Total Noninterest Income | $3.00M |
| Total Interest Expense | $6.00M |
| Total Noninterest Expense | $8.77M |
| Net Interest Income | $14.23M |
| Pre-tax Net Operating Income | $7.05M |
| Provision for Credit Losses | $1.41M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $52.18M |
| Federal Funds Sold & Reverse Repurchase Agreement | $11.66M |
| Federal Funds Purchased and Repurchased Agreement | $51.47M |
| All Other Liabilities | $9.41M |
| Total Liabilities and Capital | $1.56B |
Securities
| Securities | $349.40M |
| Available-for-sale debt securities | $349.40M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Cecilian Bank?
$1.56B as of the latest filing.
How much are The Cecilian Bank's total deposits?
$1.28B in total deposits.
Where is The Cecilian Bank located?
Cecilia, KY.
What is the Net Interest Margin?
3.93%.
How many domestic offices does it operate?
19.
When was it established?
05/01/1903.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$1.05B (latest filing).
What is the total interest income (latest filing)?
$20.23M.